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Category: General Medicare

part b excess charges

Medicare Part B Excess Charges Explained

Most Original Medicare beneficiaries are responsible for some out-of-pocket costs, such as deductibles, premiums, copays, and coinsurance. But the cost that often worries or frustrates enrollees the most is the…
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A palliative care specialist holds the hand of a senior patient sitting in a wheelchair.

How To Get Palliative Care Coverage Through Medicare

Serious illnesses affect more than just your health, and oftentimes, day-to-day tasks feel overwhelming. Making breakfast depletes your energy. Pain disrupts your sleep. Multiple doctor appointments fill your calendar. While…
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Is Medicare State Specific?

Is Medicare State Specific?

If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give…
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When was Medicare established

When was Medicare established?

The law that led to Medicare and Medicaid was signed by President Lyndon B. Johnson on July 30, 1965. At that time, the program included Part A (Hospital Insurance) and…
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Medicare Part D Coverage for GLP-1 Drugs

GLP-1 drugs like Wegovy, Ozempic, Trulicity, and more are generating a lot of buzz for their effectiveness in weight loss and diabetes management. We’ll break down what you need to…
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How do I get a new Medicare card

How do I get a new Medicare card?

Losing your Medicare card can be a frustrating experience, but don’t worry: Getting a replacement card is a relatively straightforward process. In this article, we will guide you through the…
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Medicare Annual Enrollment Period 2023

Each year, Medicare beneficiaries are allowed to re-shop their Medicare benefits to find a plan that works well for them. While many plans automatically renew, many beneficiaries still prefer to…
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tobacco use & Medicare

4 Facts About Tobacco Use and Medicare

Do you use tobacco products? Though it’s only one check box in a line of health questions, your answer can greatly affect your Medicare Supplement premiums. Typically, carriers are looking…
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Dental Coverage with Medicare

How Do I Get Dental Coverage with Medicare?

Does Medicare cover dental care? Your dental health is an important part of your overall wellness, but most standard Medicare health insurance plans do not include dental services. Instead, dental…
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Presidents and Medicare

Medicare was signed into law in 1965, but it took many years and many presidents’ work to make it happen. Let’s take a look at all the Commanders in Chief…
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Before You Travel: Check Your Coverage

January 25 is National Plan Your Vacation Day! It’s important for anyone with Medicare to be familiar with their coverage before booking their next trip. There are certain factors that…
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2021 Medicare

Insights Into Medicare Shopping Trends

United Medicare Advisors provides independent advice to help people select the best Medicare insurance for their needs. Years of expertise enable us to match Medicare-eligible individuals with the appropriate coverage…
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What's Next for Medicare in 2022

What’s Next for Medicare in 2022

Each year, we speak to thousands of people who tell us how confusing and overwhelming Medicare can be. We understand how tricky it is, and you are not alone. To…
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Medicare and You in 2022

Wondering how Medicare works for you? Medicare was built to help lower health care costs, and has seen significant upgrades in the decades since its inception in 1965. There are…
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Medicare’s Annual Enrollment Period

Medicare’s Annual Enrollment Period

Each fall, Medicare’s Annual Enrollment Period rolls around to offer beneficiaries a chance to review and change their coverage before the new year. Around this time, you’ll see an increased…
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What is Medicare

What is Medicare?

Medicare is a federal program that provides health care coverage at a small cost. It can be an overwhelming topic to navigate alone! We’re here to break the basics. What…
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Medicare Supplemental Dental Insurance

Medicare Supplemental Dental Insurance

Medicare alone does not cover dental care. Since oral health is vital to your overall well-being, you may want to consider buying supplemental dental insurance to help cover the costs.…
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What is Supplement Medicare Insurance?

What is Supplement Medicare Insurance?

What is Supplement Medicare Insurance? It goes by many names. You may have already heard of one of these variations: Medicare Supplement Insurance Supplemental Medicare Medigap Medicare Gap Insurance All…
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When can you get Medicare?

When can you get Medicare?

As you enter your mid-sixties, you’ll notice a change. Mail will start to arrive, emails will hit your inbox, and your internet ads will start to be about the same…
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How is Medicare funded

How is Medicare funded?

You might be wondering how Medicare works, especially since many people are eligible for premium-free Part A coverage. It must be paid for by someone, right? The federal Medicare program…
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What is HHS?

What is HHS?

HHS stands for the United States Department of Health and Human Services. This department oversees the Centers for Medicare and Medicaid Services (CMS), and is a common term found in…
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What does CMS stand for

What does CMS stand for?

When you start Medicare research, you’ll likely come across many unfamiliar terms and acronyms that can make the process frustrating. We’ve created a helpful glossary of terms (located here) to…
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Does Medicare Cover Eye Exams

Guide to Medicare Vision Coverage

Does Medicare cover eye exams and other vision care? Did you know that Medicare doesn’t include vision care? A common misconception is that Original Medicare covers all areas of health…
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Best Medicare Supplement Plans 2023

How to Choose the Best Medigap Plan for You

When determining the best Medicare Supplement (or Medigap) plan for you, you’ll want to consider several factors like costs and coverage. Rather than looking solely at monthly costs, you should…
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Are Medicare Supplement Plans Worth It?

Are Medicare Supplement Plans Worth It?

Determining the value of Medicare Supplement plans According to research published by the National Institites of Heakth about 25% of people who have traditional Medicare also have Medicare Supplement Insurance…
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Medicare Supplement Costs

Medicare Supplement Costs

Comparing the costs of Medicare Supplement plans Medicare Supplement Insurance, or Medigap, helps reduce some of the costs and expenses of healthcare that would other-wise be paid out-of-pocket (like coinsurance,…
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Does Medicare Cover Prescriptions?

Does Medicare Cover Prescriptions?

Finding a health care plan that will cover your prescriptions is a key factor in preparing for retirement. Medicare prescription drug plans (Part D) cover a wide variety of prescriptions,…
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Diabetes: Finding an insurance plan

What does Medicare cover for Diabetics?

Diabetes is one of the largest health risks for Americans, affecting more than 10% of the country’s population. According to the CDC, 25% of adults 65 and older have diabetes,…
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Medicare and COVID-19 resource guide

Medicare and COVID-19 resource-guide

Since the national emergency was declared on March 13, 2020 in response to the novel Coronavirus COVID-19, the Centers for Medicare and Medicaid Services (CMS) expanded the coverage and services…
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2020 Medicare Outlook

2020 Medicare Outlook

Your roadmap to Medicare coverage in the new year, compliments of United Medicare Advisors Are you one of the 300,000 Americans who will enroll in Medicare this month? If you…
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Beginner’s Guide to Medicare ebook on an ipad

Beginner’s Guide to Medicare

Solving the Medicare puzzle For many seniors across the nation, selecting a Medicare policy that fits their needs and budget is a daunting task. While it’s true that senior health…
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2019 Medicare Outlook

Your free guide to Medicare in 2019 In America, roughly 10,000 baby boomers turn 65 each day. It’s at this age that we see a generational shift in healthcare needs…
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Medicare Networks: 6 Things to Know

Networks are often a confusing topic for beneficiaries of any type of insurance. Here are answers to six of the most common questions we receive about Medicare networks. As always,…
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Medicare Supplement Costs

How to Budget for Medicare Expenses

When it comes to Medicare expenses, budgeting is equally as important as managing the costs you pay. Given that Medicare does not cover everything, setting up a budget will help…
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calculator coins and doctor clipboard illustration

Who Pays For Medicare?

You probably know that Medicare pays for medical expenses, but you may not know how the program continues to receive funds. If you’re on Medicare, you may wonder about Medicare…
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cartoon man with question mark thought bubble

Medicare coverage under 65

“17% of all Medicare beneficiaries are under 65 years old.” -Kaiser Family Foundation According to the Kaiser Family Foundation, almost one in six Medicare-eligible Americans are under age 65. That…
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5 Things to know about your Medicare card

Original Medicare: Part A and Part B

Original Medicare basics Starting the Medicare process can be overwhelming. To help you understand what to expect during the Medicare decision-making process, let’s start with the basics. Medicare is a…
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agents with headsets working on computers

Benefits of working with a UMA agent

With so many Medigap plans to consider and countless Medicare Supplement Insurance companies to compare, choosing the right coverage can be difficult. Fortunately, finding and purchasing a Medigap plan is…
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Medicare Supplement Insurance

5 Conditions Medicare Covers

Medicare makes medical goods and services more affordable for eligible Americans. However, there are well-known gaps in the coverage. This can lead many Americans to mistakenly believe their own medical…
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