Seven questions to ask before Medicare’s Annual Enrollment Period

United Medicare Advisors helps you compare Medicare Supplement Insurance plans over 20 carriers to find benefits that work for your needs and budget. Our team of Licensed Insurance Advisors, along with our numerous online resources are your personal Medicare resource to help explain everything.

Our goal is to be your trusted Medicare guide through every step of the process, from answering questions, discussing options available to you, to enrollment and ongoing support. And our services are 100% contact-free. Our consultations happen over the phone, meaning you can learn more about plans and saving on your terms, from the comfort of your home.

Ready to get started? These seven questions will help you understand everything you can do during AEP, so you can make this beneficial time of year work for you!

Am I eligible to enroll in a Medicare Plan?

To enroll in Medicare Supplement Insurance, Medicare Advantage (MA) or Part D, you must first have Medicare Part A and/or B and live within the service area of the plan. If you already have a Medicare Supplement Insurance plan, you may switch coverage during AEP. If you are under 65, you cannot enroll until your Initial Enrollment Period.

Does my coverage still meet my needs?

Medicare networks and benefits change each year, so review your current plan to make sure it still meets your needs and budget. However, you can change your Medicare Supplement Insurance coverage at any time, not just during AEP.

Do I understand my options?

AEP is the only time you can switch into or out of a Medicare Advantage plan. If you are not happy with your current plan’s benefit level, you may want to consider a Medicare Supplement Insurance policy rather than another MA plan.

How much can I afford?

It’s important to know just how much you can afford to spend on your healthcare before you begin looking for a new plan. Having a price point in mind will dictate the plans you should be considering.

Am I overlooking specific benefits?

Does your plan include prescription, dental, vision, and hearing coverage? What about Critical Illness Insurance? If not, you may want to consider another plan with broader benefits or a separate plan to fill the gaps.

Do I plan on traveling during retirement?

Medicare Advantage plans have restrictions on coverage while traveling. If you plan to travel often, you may want to consider a Medicare Supplement plan during AEP or purchasing a more comprehensive plan.

Have I compared the costs?

There may be new plan options available, or perhaps your medical or financial needs have changed. A licensed United Medicare Advisors agent can compare plans and prices in your area to help you find you better coverage for a better price.

Help from UMA is just a call away at (855) 665-9200. United Medicare Advisors is United in Your Medicare Journey.

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