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Each year, Medicare beneficiaries are allowed to re-shop their Medicare benefits to find a plan that works well for them. While many plans automatically renew, many beneficiaries still prefer to take the time to compare their options when they can. Depending on what kind of Medicare plan you have, there are only certain times of…
Medicare is the primary insurance provider for most retirees aged 65 and older. However, there are some circumstances where Medicare will not have the primary payment responsibility for your health care. Here are five common situations when Medicare becomes your Secondary Payer. 1. Americans and spouses working for companies with insurance While 65 is the…
There has been a lot of conversation about Medicare’s financial outlook and whether it can withstand the influx of beneficiaries now and in the future. Naturally, there are a lot of myths about Medicare. As a large part of the country’s federal budget, Medicare spending continues to rise. However, it is a critical part of…
Most of the time, Medicare is for individuals who are 65 years of age or older. However, there are exceptions to this rule. Sometimes, even children can qualify for Medicare. Learn more about Medicare for children so you can find out if anyone in your family fits the criteria for coverage. Relationship Requirements In order…
Do you use tobacco products? Though it’s only one check box in a line of health questions, your answer can greatly affect your Medicare Supplement premiums. Typically, carriers are looking at tobacco use in the 12 months prior to application for coverage. Please note that tobacco use does not affect the amounts you pay for…
Most Americans never need to file a Medicare claim. Usually, Medicare providers send claims directly to Medicare so their members don’t need to do a thing. However, in some rare cases, people in Original Medicare may need to file their own claims. Follow these steps to make sure you file yours correctly. When you may…
Does Medicare cover dental care? Your dental health is an important part of your overall wellness, but most standard Medicare health insurance plans do not include dental services. Instead, dental insurance is often sold separately, so you can customize your insurance to suit your needs. If you use Medicare, you should be aware that certain…
Medicare was signed into law in 1965, but it took many years and many presidents’ work to make it happen. Let’s take a look at all the Commanders in Chief who helped build the program through proposals and legislation over the years, according to the Centers for Medicare and Medicaid Services (CMS). President Theodore Roosevelt…
If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give you the answers you need to inform your Medicare decisions. One question we get a lot concerns our client’s location: “Is Medicare state specific?” The…
January 25 is National Plan Your Vacation Day! It’s important for anyone with Medicare to be familiar with their coverage before booking their next trip. There are certain factors that can affect whether or not you’ll have Medicare insurance coverage while away from home, including: What kind of plan you have Where you’re going What…
