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Retirement should be a time of comfort and relaxation — and maybe one or two tropical vacations. But many retiring seniors find themselves in a place of fiscal hardship, either due to poor financial planning or rising federal costs, that cause unwanted stress and difficulties. “Millions of Americans retire every…
Sticking to a regular medication schedule is difficult for everyone. Busy schedules and changing routines make it easy to skip these seemingly minor tasks. But for people with serious conditions, including recovering from an injury or managing a chronic illness, maintaining that schedule is critical. When a patient takes less…
Today, the American Diabetes Association estimates that nearly 30 million people in the United States have diabetes. Specifically for older adults, around 25% of seniors (or about 12 million people) have diabetes, according to the Centers for Disease Control. The World Health Organization expects diabetes to be the seventh leading…
As your trusted Medicare advisors, we stay up to date with trends to give you reliable information and provide clear guidance through Medicare. Using recent Deft Research data on Medicare’s Annual Enrollment Period, Lauren Guinta, vice president of sales at UMA, found some noteworthy trends regarding the current state of…
As we age, our dietary needs change. The foods that make up a healthy diet of a younger individual may not work as well for older adults and vice versa. By remaining up-to-date with trends and research, seniors can get ahead of the curve and stay healthy for years to…
According to LongTermCare.gov, average costs for long-term care is growing; for a semi-private room in a nursing home, seniors and their families should expect to pay an average of $6,844 per month. For a private room, that number jumps to $7,698. To mitigate these high costs, many seniors choose the…
Whether it’s a bucket-list trip to visit the Eiffel Tower or a cross-country road trip to see family, seniors are traveling more than any generation before them. But unfortunately, like many others across the nation—51 percent of seniors find booking travel to be difficult and oftentimes overwhelming. Below are our…
Basic health care is the right of all Americans. Those who cannot afford to pay for their health care may qualify for a low-income subsidy under the Medicare Extra Help program. Read on to understand more about this subsidy and its qualification requirements. What is the Medicare low-income subsidy? The…
I don’t know where to begin. Transitioning to Medicare can feel absolutely overwhelming. That’s why you need a great partner who can help you before and after you enroll. United Medicare Advisors (UMA) has a library of great Medicare resources available online, but we’re also a team of real people…
Enrolling in Medicare is an important milestone in your life. To gain the maximum benefits from your health care, however, you have to sign up at the right time. If you’re considering getting Medicare before you stop working, make sure you understand the impact this decision could have on your…
