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Serious illnesses affect more than just your health, and oftentimes, day-to-day tasks feel overwhelming. Making breakfast depletes your energy. Pain disrupts your sleep. Multiple doctor appointments fill your calendar. While your medical treatments target the illness itself, you need support managing these daily challenges. Medicare benefits for serious illness recognize this reality. Medicare includes palliative…
While Centers for Medicare and Medicaid (CMS) have not officially released changes to Medicare premiums and deductibles for 2026, the projected numbers from the Medicare Trustees Report are below. We will update this post when final numbers are confirmed likely in November 2025. Medicare Part B Premiums and IRMAA for 2026 Medicare Part B is…
Telehealth has existed in one form or another since the early 20th century. It’s shifted over time, from electronic medical record transfers and video consultations in the 1940s and 50s, to electronically transmitting X-rays in the 1970s. When the pandemic struck in 2020, telehealth usage skyrocketed and helped countless people receive the care they needed.…
Most adults with access to healthcare are familiar with the yearly physical: the annual appointment where your doctor reviews your medical and family history and performs physical exams — taking your measurements, checking your reflexes, collecting samples for testing — to assess your body’s health. However, when you enroll in Medicare, you are entitled to…
Social Security and Medicare aren’t a package deal. You pick when to start Social Security — anywhere from 62 to 70. Medicare has its own timeline at age 65. Sign up for these programs at the wrong times, and you could face coverage gaps or higher premiums. Getting the timing right keeps your healthcare costs…
As a Medicare beneficiary with a Medicare Part D Prescription Drug Plan, you’ll soon receive a critical document in your mail: the Annual Notice of Change (ANOC). Sent by your Medicare Part D plan provider each September, this ANOC letter details specific changes to your prescription drug coverage and costs that will take effect on…
For those with Medigap (Medicare Supplement) plans, you may be wondering what your options are for switching carriers or coverage over time as your healthcare needs change. Unlike Part D and Medicare Advantage that have an Annual Enrollment Period (Oct. 15-Dec. 7), Medigap beneficiaries can make changes to their plans at any time of year…
Medicare is confusing! Every now and then, it’s good to revisit the basics so you stay informed about your health care insurance. This Medicare glossary includes the most common Medicare terms that you should know as you research Medicare 1. Ancillary Services A supplemental or supportive healthcare service provided in addition to primary care, including:…
If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give you the answers you need to inform your Medicare decisions. One question we get a lot concerns our client’s location: “Is Medicare state specific?” The…
The law that led to Medicare and Medicaid was signed by President Lyndon B. Johnson on July 30, 1965. At that time, the program included Part A (Hospital Insurance) and Part B (Medical Insurance). This is now known as “Original Medicare” or “Traditional Medicare”, and approximately 44 million people are part of the program today.…
