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2026 Medicare Supplement in Vermont

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Get an overview of Medicare Supplement rates in Vermont across all available plan letters, including Plans G, N and F.
medicare supplement rates in vermont
OVERVIEW

At A Glance: Medicare Supplement in Vermont

Compare 2026 Medicare Supplement (Medigap) rates in Vermont. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.


8
Carriers in Vermont
$265/mo
Avg. Plan G
$232/mo
Avg. Plan N
$325/mo
Avg. Plan F

2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.

Gender:

Average Medigap Rates in Vermont

2026 average monthly premiums for non-tobacco users across all carriers.

Average Plan G Rates in Vermont 2026 averages · Non-tobacco · All carriers
Age Avg. Monthly Rate
65 $265/mo
70 $265/mo
75 $265/mo
80 $265/mo

Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.


CARRIERS

Medicare Supplement Insurance Providers in Vermont

Plan A Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Medco Containment Life Insurance Company
$139 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$147 /mo
Age 65 · Non-tobacco · Rate varies by zip
Wisconsin Physicians Service Insurance Corporation
$220 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$239 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$241 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$248 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$261 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$291 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan B Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Continental Life Insurance Company of Brentwood, Tennessee
$265 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$273 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan C Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Continental Life Insurance Company of Brentwood, Tennessee
$299 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$299 /mo
Age 65 · Non-tobacco · Rate varies by zip
Wisconsin Physicians Service Insurance Corporation
$308 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$335 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$401 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$425 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan D Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

State Farm Mutual Automobile Insurance Company
$204 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$257 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$272 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$315 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$399 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan F Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$267 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medco Containment Life Insurance Company
$270 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$299 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$299 /mo
Age 65 · Non-tobacco · Rate varies by zip
Wisconsin Physicians Service Insurance Corporation
$313 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$318 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$405 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$426 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan F Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$55 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medco Containment Life Insurance Company
$64 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan G Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

State Farm Mutual Automobile Insurance Company
$204 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medco Containment Life Insurance Company
$216 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$245 /mo
Age 65 · Non-tobacco · Rate varies by zip
Wisconsin Physicians Service Insurance Corporation
$250 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$258 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$281 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$400 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan G Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$57 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan N Rate Ranges by Carrier in Vermont

Age 65 · Non-tobacco · 2026 · Rate varies by zip

State Farm Mutual Automobile Insurance Company
$158 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medco Containment Life Insurance Company
$184 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$193 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$224 /mo
Age 65 · Non-tobacco · Rate varies by zip
Wisconsin Physicians Service Insurance Corporation
$226 /mo
Age 65 · Non-tobacco · Rate varies by zip
The Vermont Health Plan
$239 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$259 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Vermont
$370 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

How we calculate displayed rates

Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Vermont. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.

Lowest Plan A Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Medco Containment Life Insurance Company Lowest $139/mo $139/mo $139/mo $139/mo
United American Insurance Company $147/mo $147/mo $147/mo $147/mo
Wisconsin Physicians Service Insurance Corporation $220/mo $220/mo $220/mo $220/mo
The Vermont Health Plan $239/mo $239/mo $239/mo $239/mo
AFLAC $241/mo $241/mo $241/mo $241/mo
Continental Life Insurance Company of Brentwood, Tennessee $248/mo $248/mo $248/mo $248/mo
State Farm Mutual Automobile Insurance Company $261/mo $261/mo $261/mo $261/mo
BlueCross BlueShield of Vermont $291/mo $291/mo $291/mo $291/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan B Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee Lowest $265/mo $265/mo $265/mo $265/mo
United American Insurance Company $273/mo $273/mo $273/mo $273/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan C Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee Lowest $299/mo $299/mo $299/mo $299/mo
The Vermont Health Plan $299/mo $299/mo $299/mo $299/mo
Wisconsin Physicians Service Insurance Corporation $308/mo $308/mo $308/mo $308/mo
United American Insurance Company $335/mo $335/mo $335/mo $335/mo
State Farm Mutual Automobile Insurance Company $401/mo $401/mo $401/mo $401/mo
BlueCross BlueShield of Vermont $425/mo $425/mo $425/mo $425/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan D Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company Lowest $204/mo $204/mo $204/mo $204/mo
The Vermont Health Plan $257/mo $257/mo $257/mo $257/mo
Continental Life Insurance Company of Brentwood, Tennessee $272/mo $272/mo $272/mo $272/mo
United American Insurance Company $315/mo $315/mo $315/mo $315/mo
BlueCross BlueShield of Vermont $399/mo $399/mo $399/mo $399/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan F Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $267/mo $267/mo $267/mo $267/mo
Medco Containment Life Insurance Company $270/mo $270/mo $270/mo $270/mo
Continental Life Insurance Company of Brentwood, Tennessee $299/mo $299/mo $299/mo $299/mo
The Vermont Health Plan $299/mo $299/mo $299/mo $299/mo
Wisconsin Physicians Service Insurance Corporation $313/mo $313/mo $313/mo $313/mo
AFLAC $318/mo $318/mo $318/mo $318/mo
State Farm Mutual Automobile Insurance Company $405/mo $405/mo $405/mo $405/mo
BlueCross BlueShield of Vermont $426/mo $426/mo $426/mo $426/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan F Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $55/mo $55/mo $55/mo $55/mo
Medco Containment Life Insurance Company $64/mo $64/mo $64/mo $64/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan G Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company Lowest $204/mo $204/mo $204/mo $204/mo
Medco Containment Life Insurance Company $216/mo $216/mo $216/mo $216/mo
AFLAC $245/mo $245/mo $245/mo $245/mo
Wisconsin Physicians Service Insurance Corporation $250/mo $250/mo $250/mo $250/mo
The Vermont Health Plan $258/mo $258/mo $258/mo $258/mo
United American Insurance Company $281/mo $281/mo $281/mo $281/mo
BlueCross BlueShield of Vermont $400/mo $400/mo $400/mo $400/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan G Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $57/mo $57/mo $57/mo $57/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan N Rates by Carrier in Vermont

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company Lowest $158/mo $158/mo $158/mo $158/mo
Medco Containment Life Insurance Company $184/mo $184/mo $184/mo $184/mo
AFLAC $193/mo $193/mo $193/mo $193/mo
Continental Life Insurance Company of Brentwood, Tennessee $224/mo $224/mo $224/mo $224/mo
Wisconsin Physicians Service Insurance Corporation $226/mo $226/mo $226/mo $226/mo
The Vermont Health Plan $239/mo $239/mo $239/mo $239/mo
United American Insurance Company $259/mo $259/mo $259/mo $259/mo
BlueCross BlueShield of Vermont $370/mo $370/mo $370/mo $370/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan A Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Medco Containment Life Insurance Company $139/mo $139/mo $139/mo $139/mo
United American Insurance Company $147/mo $147/mo $147/mo $147/mo
Wisconsin Physicians Service Insurance Corporation $220/mo $220/mo $220/mo $220/mo
The Vermont Health Plan $239/mo $239/mo $239/mo $239/mo
AFLAC $241/mo $241/mo $241/mo $241/mo
Continental Life Insurance Company of Brentwood, Tennessee $248/mo $248/mo $248/mo $248/mo
State Farm Mutual Automobile Insurance Company $261/mo $261/mo $261/mo $261/mo
BlueCross BlueShield of Vermont $291/mo $291/mo $291/mo $291/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan B Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee $265/mo $265/mo $265/mo $265/mo
United American Insurance Company $273/mo $273/mo $273/mo $273/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan C Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee $299/mo $299/mo $299/mo $299/mo
The Vermont Health Plan $299/mo $299/mo $299/mo $299/mo
Wisconsin Physicians Service Insurance Corporation $308/mo $308/mo $308/mo $308/mo
United American Insurance Company $335/mo $335/mo $335/mo $335/mo
State Farm Mutual Automobile Insurance Company $401/mo $401/mo $401/mo $401/mo
BlueCross BlueShield of Vermont $425/mo $425/mo $425/mo $425/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan D Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company $204/mo $204/mo $204/mo $204/mo
The Vermont Health Plan $257/mo $257/mo $257/mo $257/mo
Continental Life Insurance Company of Brentwood, Tennessee $272/mo $272/mo $272/mo $272/mo
United American Insurance Company $315/mo $315/mo $315/mo $315/mo
BlueCross BlueShield of Vermont $399/mo $399/mo $399/mo $399/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan F Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $267/mo $267/mo $267/mo $267/mo
Medco Containment Life Insurance Company $270/mo $270/mo $270/mo $270/mo
Continental Life Insurance Company of Brentwood, Tennessee $299/mo $299/mo $299/mo $299/mo
The Vermont Health Plan $299/mo $299/mo $299/mo $299/mo
Wisconsin Physicians Service Insurance Corporation $313/mo $313/mo $313/mo $313/mo
AFLAC $318/mo $318/mo $318/mo $318/mo
State Farm Mutual Automobile Insurance Company $405/mo $405/mo $405/mo $405/mo
BlueCross BlueShield of Vermont $426/mo $426/mo $426/mo $426/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan F Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $55/mo $55/mo $55/mo $55/mo
Medco Containment Life Insurance Company $64/mo $64/mo $64/mo $64/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan G Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company $204/mo $204/mo $204/mo $204/mo
Medco Containment Life Insurance Company $216/mo $216/mo $216/mo $216/mo
AFLAC $245/mo $245/mo $245/mo $245/mo
Wisconsin Physicians Service Insurance Corporation $250/mo $250/mo $250/mo $250/mo
The Vermont Health Plan $258/mo $258/mo $258/mo $258/mo
United American Insurance Company $281/mo $281/mo $281/mo $281/mo
BlueCross BlueShield of Vermont $400/mo $400/mo $400/mo $400/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan G Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $57/mo $57/mo $57/mo $57/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan N Rates by Carrier in Vermont

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company $158/mo $158/mo $158/mo $158/mo
Medco Containment Life Insurance Company $184/mo $184/mo $184/mo $184/mo
AFLAC $193/mo $193/mo $193/mo $193/mo
Continental Life Insurance Company of Brentwood, Tennessee $224/mo $224/mo $224/mo $224/mo
Wisconsin Physicians Service Insurance Corporation $226/mo $226/mo $226/mo $226/mo
The Vermont Health Plan $239/mo $239/mo $239/mo $239/mo
United American Insurance Company $259/mo $259/mo $259/mo $259/mo
BlueCross BlueShield of Vermont $370/mo $370/mo $370/mo $370/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

RESOURCES

More Information on Medicare Supplement in Vermont

Before You Compare

Is Choosing the Cheapest Plan Right for Me?

The lowest premium isn't always the best value. Medigap plans are standardized — every Plan G covers the same benefits — but carriers differ in ways that affect your long-term costs and experience:

  • Introductory rates can be misleading. Some carriers offer low first-year premiums that increase significantly at renewal. Ask about a carrier's rate increase history before enrolling.
  • Rate stability matters more than starting price. A carrier that raises rates 3% annually will cost less over 10 years than one that starts lower but increases 8–12% per year.
  • Financial strength protects your coverage. AM Best ratings measure a carrier's ability to pay claims. A financially strong carrier is less likely to exit the market or impose steep rate hikes.

Questions to ask your agent:

  • "What's this carrier's rate increase history over the last 5 years?"
  • "How financially stable is this company?"
Talk to a licensed agent →
Ready to find the right Medicare plan?