Compare 2026 Medicare Supplement (Medigap) rates in South Carolina. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.
2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.
2026 average monthly premiums for non-tobacco users across all carriers.
| Age | Avg. Monthly Rate |
|---|---|
| 65 | $200/mo |
| 70 | $219/mo |
| 75 | $254/mo |
| 80 | $290/mo |
Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for South Carolina. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina Lowest | $100/mo | $125/mo | $155/mo | $194/mo |
| United American Insurance Company | $105/mo | $127/mo | $135/mo | $135/mo |
| First Health Life & Health Insurance Company | $112/mo | $128/mo | $143/mo | $151/mo |
| AARP - UnitedHealthcare Insurance Company | $117/mo | $129/mo | $159/mo | $188/mo |
| MedMutual Protect | $117/mo | $124/mo | $146/mo | $171/mo |
| State Farm Mutual Automobile Insurance Company | $135/mo | $170/mo | $197/mo | $221/mo |
| Aetna Health Insurance Company | $141/mo | $149/mo | $175/mo | $206/mo |
| Physicians Select Insurance Company | $142/mo | $152/mo | $174/mo | $198/mo |
| Medico Insurance Company | $150/mo | $151/mo | $162/mo | $191/mo |
| Humana Insurance Company | $153/mo | $181/mo | $210/mo | $239/mo |
| Woodmen Of The World Life Insurance Society | $153/mo | $155/mo | $186/mo | $234/mo |
| AFLAC | $180/mo | $197/mo | $232/mo | $266/mo |
| Bankers Fidelity Assurance Company | $231/mo | $260/mo | $299/mo | $334/mo |
| GPM Health and Life Insurance Company | $243/mo | $268/mo | $321/mo | $370/mo |
| Guarantee Trust Life Insurance Company | $254/mo | $269/mo | $303/mo | $350/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina Lowest | $111/mo | $139/mo | $173/mo | $215/mo |
| United American Insurance Company | $121/mo | $146/mo | $155/mo | $155/mo |
| First Health Life & Health Insurance Company | $123/mo | $140/mo | $156/mo | $165/mo |
| AARP - UnitedHealthcare Insurance Company | $133/mo | $146/mo | $179/mo | $212/mo |
| MedMutual Protect | $128/mo | $137/mo | $161/mo | $188/mo |
| State Farm Mutual Automobile Insurance Company | $135/mo | $170/mo | $197/mo | $221/mo |
| Aetna Health Insurance Company | $162/mo | $172/mo | $202/mo | $238/mo |
| Physicians Select Insurance Company | $157/mo | $168/mo | $192/mo | $219/mo |
| Medico Insurance Company | $172/mo | $174/mo | $186/mo | $220/mo |
| Humana Insurance Company | $154/mo | $187/mo | $227/mo | $269/mo |
| Woodmen Of The World Life Insurance Society | $176/mo | $179/mo | $214/mo | $269/mo |
| AFLAC | $199/mo | $218/mo | $257/mo | $295/mo |
| Bankers Fidelity Assurance Company | $259/mo | $291/mo | $335/mo | $374/mo |
| GPM Health and Life Insurance Company | $279/mo | $308/mo | $369/mo | $425/mo |
| Guarantee Trust Life Insurance Company | $284/mo | $302/mo | $342/mo | $397/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company Lowest | $128/mo | $149/mo | $170/mo | $187/mo |
| Blue Cross and Blue Shield of South Carolina | $136/mo | $169/mo | $211/mo | $263/mo |
| Aetna Health Insurance Company | $161/mo | $171/mo | $201/mo | $237/mo |
| Humana Insurance Company | $167/mo | $197/mo | $229/mo | $260/mo |
| AARP - UnitedHealthcare Insurance Company | $180/mo | $198/mo | $243/mo | $288/mo |
| United American Insurance Company | $192/mo | $237/mo | $261/mo | $266/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company Lowest | $140/mo | $163/mo | $186/mo | $204/mo |
| Blue Cross and Blue Shield of South Carolina | $151/mo | $188/mo | $234/mo | $292/mo |
| Aetna Health Insurance Company | $186/mo | $197/mo | $231/mo | $273/mo |
| Humana Insurance Company | $167/mo | $203/mo | $248/mo | $293/mo |
| AARP - UnitedHealthcare Insurance Company | $203/mo | $224/mo | $274/mo | $325/mo |
| United American Insurance Company | $221/mo | $273/mo | $300/mo | $306/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina Lowest | $160/mo | $200/mo | $249/mo | $310/mo |
| State Farm Mutual Automobile Insurance Company | $196/mo | $247/mo | $286/mo | $321/mo |
| AARP - UnitedHealthcare Insurance Company | $219/mo | $241/mo | $295/mo | $349/mo |
| Humana Insurance Company | $225/mo | $266/mo | $308/mo | $350/mo |
| United American Insurance Company | $244/mo | $305/mo | $346/mo | $385/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina Lowest | $178/mo | $222/mo | $277/mo | $345/mo |
| State Farm Mutual Automobile Insurance Company | $196/mo | $247/mo | $286/mo | $321/mo |
| AARP - UnitedHealthcare Insurance Company | $247/mo | $272/mo | $333/mo | $394/mo |
| Humana Insurance Company | $226/mo | $274/mo | $334/mo | $395/mo |
| United American Insurance Company | $280/mo | $350/mo | $398/mo | $442/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina Lowest | $141/mo | $176/mo | $219/mo | $273/mo |
| State Farm Mutual Automobile Insurance Company | $150/mo | $191/mo | $227/mo | $259/mo |
| MedMutual Protect | $173/mo | $184/mo | $216/mo | $254/mo |
| United American Insurance Company | $223/mo | $285/mo | $326/mo | $364/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina | $157/mo | $196/mo | $244/mo | $304/mo |
| State Farm Mutual Automobile Insurance Company Lowest | $150/mo | $191/mo | $227/mo | $259/mo |
| MedMutual Protect | $190/mo | $203/mo | $238/mo | $279/mo |
| United American Insurance Company | $256/mo | $327/mo | $374/mo | $419/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect Lowest | $131/mo | $139/mo | $163/mo | $192/mo |
| First Health Life & Health Insurance Company | $150/mo | $176/mo | $202/mo | $225/mo |
| Blue Cross and Blue Shield of South Carolina | $173/mo | $216/mo | $269/mo | $335/mo |
| Humana Insurance Company | $179/mo | $190/mo | $224/mo | $273/mo |
| AFLAC | $182/mo | $201/mo | $242/mo | $299/mo |
| Woodmen Of The World Life Insurance Society | $186/mo | $186/mo | $219/mo | $265/mo |
| Physicians Select Insurance Company | $194/mo | $207/mo | $237/mo | $271/mo |
| Medico Insurance Company | $196/mo | $198/mo | $212/mo | $250/mo |
| State Farm Mutual Automobile Insurance Company | $198/mo | $249/mo | $289/mo | $324/mo |
| AARP - UnitedHealthcare Insurance Company | $220/mo | $242/mo | $296/mo | $351/mo |
| Aetna Health Insurance Company | $223/mo | $236/mo | $278/mo | $328/mo |
| Bankers Fidelity Assurance Company | $230/mo | $257/mo | $299/mo | $344/mo |
| United American Insurance Company | $288/mo | $359/mo | $408/mo | $454/mo |
| Guarantee Trust Life Insurance Company | $310/mo | $329/mo | $392/mo | $490/mo |
| GPM Health and Life Insurance Company | $334/mo | $369/mo | $442/mo | $509/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect Lowest | $144/mo | $153/mo | $180/mo | $211/mo |
| First Health Life & Health Insurance Company | $163/mo | $191/mo | $220/mo | $244/mo |
| Blue Cross and Blue Shield of South Carolina | $192/mo | $240/mo | $299/mo | $372/mo |
| Humana Insurance Company | $202/mo | $215/mo | $254/mo | $309/mo |
| AFLAC | $202/mo | $223/mo | $269/mo | $333/mo |
| Woodmen Of The World Life Insurance Society | $213/mo | $213/mo | $252/mo | $305/mo |
| Physicians Select Insurance Company | $215/mo | $229/mo | $262/mo | $300/mo |
| Medico Insurance Company | $226/mo | $228/mo | $243/mo | $288/mo |
| State Farm Mutual Automobile Insurance Company | $198/mo | $249/mo | $289/mo | $324/mo |
| AARP - UnitedHealthcare Insurance Company | $248/mo | $273/mo | $335/mo | $396/mo |
| Aetna Health Insurance Company | $257/mo | $272/mo | $320/mo | $377/mo |
| Bankers Fidelity Assurance Company | $257/mo | $288/mo | $335/mo | $386/mo |
| United American Insurance Company | $331/mo | $413/mo | $469/mo | $521/mo |
| Guarantee Trust Life Insurance Company | $347/mo | $369/mo | $439/mo | $549/mo |
| GPM Health and Life Insurance Company | $384/mo | $424/mo | $508/mo | $586/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company Lowest | $35/mo | $41/mo | $48/mo | $56/mo |
| United American Insurance Company | $37/mo | $49/mo | $61/mo | $68/mo |
| Humana Insurance Company | $47/mo | $55/mo | $64/mo | $73/mo |
| Medico Insurance Company | $51/mo | $52/mo | $55/mo | $65/mo |
| Blue Cross and Blue Shield of South Carolina | $66/mo | $82/mo | $102/mo | $127/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company Lowest | $39/mo | $46/mo | $54/mo | $63/mo |
| United American Insurance Company | $43/mo | $56/mo | $70/mo | $78/mo |
| Humana Insurance Company | $47/mo | $57/mo | $70/mo | $82/mo |
| Medico Insurance Company | $59/mo | $60/mo | $63/mo | $75/mo |
| Blue Cross and Blue Shield of South Carolina | $73/mo | $99/mo | $113/mo | $141/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company Lowest | $114/mo | $122/mo | $144/mo | $174/mo |
| MedMutual Protect | $116/mo | $123/mo | $145/mo | $170/mo |
| Physicians Select Insurance Company | $120/mo | $128/mo | $147/mo | $168/mo |
| Medico Insurance Company | $139/mo | $141/mo | $150/mo | $177/mo |
| Humana Insurance Company | $145/mo | $154/mo | $182/mo | $221/mo |
| Blue Cross and Blue Shield of South Carolina | $146/mo | $181/mo | $226/mo | $282/mo |
| State Farm Mutual Automobile Insurance Company | $150/mo | $191/mo | $228/mo | $259/mo |
| AFLAC | $152/mo | $160/mo | $193/mo | $259/mo |
| Woodmen Of The World Life Insurance Society | $154/mo | $156/mo | $187/mo | $235/mo |
| First Health Life & Health Insurance Company | $163/mo | $192/mo | $221/mo | $247/mo |
| AARP - UnitedHealthcare Insurance Company | $165/mo | $181/mo | $222/mo | $264/mo |
| Aetna Health Insurance Company | $184/mo | $196/mo | $230/mo | $271/mo |
| United American Insurance Company | $208/mo | $265/mo | $303/mo | $339/mo |
| GPM Health and Life Insurance Company | $249/mo | $275/mo | $329/mo | $380/mo |
| Guarantee Trust Life Insurance Company | $249/mo | $265/mo | $315/mo | $394/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company | $128/mo | $137/mo | $162/mo | $196/mo |
| MedMutual Protect Lowest | $127/mo | $136/mo | $159/mo | $187/mo |
| Physicians Select Insurance Company | $133/mo | $142/mo | $162/mo | $185/mo |
| Medico Insurance Company | $160/mo | $162/mo | $172/mo | $204/mo |
| Humana Insurance Company | $164/mo | $174/mo | $205/mo | $250/mo |
| Blue Cross and Blue Shield of South Carolina | $162/mo | $202/mo | $251/mo | $313/mo |
| State Farm Mutual Automobile Insurance Company | $150/mo | $191/mo | $228/mo | $259/mo |
| AFLAC | $169/mo | $178/mo | $214/mo | $288/mo |
| Woodmen Of The World Life Insurance Society | $177/mo | $179/mo | $215/mo | $270/mo |
| First Health Life & Health Insurance Company | $176/mo | $208/mo | $239/mo | $267/mo |
| AARP - UnitedHealthcare Insurance Company | $186/mo | $205/mo | $251/mo | $297/mo |
| Aetna Health Insurance Company | $212/mo | $225/mo | $264/mo | $311/mo |
| United American Insurance Company | $239/mo | $305/mo | $349/mo | $390/mo |
| GPM Health and Life Insurance Company | $287/mo | $316/mo | $378/mo | $437/mo |
| Guarantee Trust Life Insurance Company | $279/mo | $297/mo | $353/mo | $441/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company Lowest | $31/mo | $33/mo | $39/mo | $45/mo |
| Aetna Health Insurance Company | $34/mo | $36/mo | $43/mo | $50/mo |
| MedMutual Protect | $34/mo | $36/mo | $43/mo | $50/mo |
| Medico Insurance Company | $42/mo | $42/mo | $45/mo | $53/mo |
| Humana Insurance Company | $44/mo | $53/mo | $61/mo | $69/mo |
| United American Insurance Company | $48/mo | $64/mo | $79/mo | $88/mo |
| Woodmen Of The World Life Insurance Society | $48/mo | $49/mo | $59/mo | $72/mo |
| Blue Cross and Blue Shield of South Carolina | $55/mo | $69/mo | $96/mo | $107/mo |
| Physicians Select Insurance Company | $58/mo | $64/mo | $79/mo | $99/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Bankers Fidelity Assurance Company Lowest | $35/mo | $37/mo | $44/mo | $51/mo |
| Aetna Health Insurance Company | $39/mo | $42/mo | $49/mo | $58/mo |
| MedMutual Protect | $37/mo | $40/mo | $47/mo | $55/mo |
| Medico Insurance Company | $48/mo | $48/mo | $52/mo | $61/mo |
| Humana Insurance Company | $45/mo | $54/mo | $66/mo | $78/mo |
| United American Insurance Company | $55/mo | $73/mo | $91/mo | $101/mo |
| Woodmen Of The World Life Insurance Society | $55/mo | $57/mo | $68/mo | $83/mo |
| Blue Cross and Blue Shield of South Carolina | $61/mo | $76/mo | $99/mo | $119/mo |
| Physicians Select Insurance Company | $64/mo | $70/mo | $88/mo | $109/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $63/mo | $69/mo | $85/mo | $101/mo |
| Humana Insurance Company | $79/mo | $94/mo | $109/mo | $124/mo |
| United American Insurance Company | $89/mo | $119/mo | $133/mo | $141/mo |
| Blue Cross and Blue Shield of South Carolina | $97/mo | $107/mo | $134/mo | $167/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $71/mo | $78/mo | $96/mo | $114/mo |
| Humana Insurance Company | $80/mo | $97/mo | $118/mo | $139/mo |
| United American Insurance Company | $103/mo | $137/mo | $153/mo | $162/mo |
| Blue Cross and Blue Shield of South Carolina | $100/mo | $119/mo | $149/mo | $185/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $98/mo | $107/mo | $132/mo | $156/mo |
| Blue Cross and Blue Shield of South Carolina | $117/mo | $146/mo | $182/mo | $226/mo |
| United American Insurance Company | $126/mo | $167/mo | $187/mo | $198/mo |
| Humana Insurance Company | $145/mo | $171/mo | $198/mo | $225/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $110/mo | $121/mo | $149/mo | $177/mo |
| Blue Cross and Blue Shield of South Carolina | $130/mo | $162/mo | $202/mo | $252/mo |
| United American Insurance Company | $144/mo | $192/mo | $215/mo | $228/mo |
| Humana Insurance Company | $145/mo | $176/mo | $215/mo | $254/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company Lowest | $82/mo | $97/mo | $112/mo | $126/mo |
| MedMutual Protect | $82/mo | $87/mo | $102/mo | $120/mo |
| Bankers Fidelity Assurance Company | $83/mo | $91/mo | $110/mo | $129/mo |
| Humana Insurance Company | $99/mo | $111/mo | $136/mo | $164/mo |
| AFLAC | $103/mo | $114/mo | $140/mo | $179/mo |
| Medico Insurance Company | $107/mo | $108/mo | $115/mo | $136/mo |
| Woodmen Of The World Life Insurance Society | $107/mo | $109/mo | $132/mo | $163/mo |
| State Farm Mutual Automobile Insurance Company | $115/mo | $145/mo | $174/mo | $201/mo |
| Aetna Health Insurance Company | $120/mo | $135/mo | $159/mo | $187/mo |
| Blue Cross and Blue Shield of South Carolina | $123/mo | $153/mo | $190/mo | $237/mo |
| GPM Health and Life Insurance Company | $127/mo | $140/mo | $168/mo | $194/mo |
| AARP - UnitedHealthcare Insurance Company | $143/mo | $157/mo | $193/mo | $229/mo |
| Guarantee Trust Life Insurance Company | $187/mo | $199/mo | $236/mo | $295/mo |
| United American Insurance Company | $244/mo | $312/mo | $361/mo | $408/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company Lowest | $88/mo | $104/mo | $120/mo | $136/mo |
| MedMutual Protect | $90/mo | $96/mo | $113/mo | $132/mo |
| Bankers Fidelity Assurance Company | $94/mo | $102/mo | $124/mo | $145/mo |
| Humana Insurance Company | $112/mo | $126/mo | $154/mo | $186/mo |
| AFLAC | $114/mo | $127/mo | $156/mo | $199/mo |
| Medico Insurance Company | $123/mo | $125/mo | $133/mo | $157/mo |
| Woodmen Of The World Life Insurance Society | $123/mo | $125/mo | $152/mo | $188/mo |
| State Farm Mutual Automobile Insurance Company | $115/mo | $145/mo | $174/mo | $201/mo |
| Aetna Health Insurance Company | $139/mo | $155/mo | $183/mo | $215/mo |
| Blue Cross and Blue Shield of South Carolina | $136/mo | $170/mo | $211/mo | $264/mo |
| GPM Health and Life Insurance Company | $146/mo | $162/mo | $193/mo | $223/mo |
| AARP - UnitedHealthcare Insurance Company | $162/mo | $178/mo | $218/mo | $258/mo |
| Guarantee Trust Life Insurance Company | $209/mo | $222/mo | $264/mo | $331/mo |
| United American Insurance Company | $281/mo | $359/mo | $414/mo | $469/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $111/mo | $134/mo | $142/mo | $142/mo |
| Blue Cross and Blue Shield of South Carolina | $116/mo | $144/mo | $179/mo | $224/mo |
| First Health Life & Health Insurance Company | $116/mo | $133/mo | $148/mo | $156/mo |
| MedMutual Protect | $122/mo | $130/mo | $152/mo | $179/mo |
| State Farm Mutual Automobile Insurance Company | $138/mo | $173/mo | $201/mo | $226/mo |
| Physicians Select Insurance Company | $146/mo | $156/mo | $178/mo | $204/mo |
| Aetna Health Insurance Company | $147/mo | $156/mo | $183/mo | $216/mo |
| Woodmen Of The World Life Insurance Society | $163/mo | $165/mo | $199/mo | $249/mo |
| Humana Insurance Company | $176/mo | $197/mo | $230/mo | $271/mo |
| Medico Insurance Company | $181/mo | $183/mo | $195/mo | $230/mo |
| AFLAC | $188/mo | $206/mo | $242/mo | $278/mo |
| AARP - UnitedHealthcare Insurance Company | $213/mo | $219/mo | $230/mo | $240/mo |
| GPM Health and Life Insurance Company | $252/mo | $279/mo | $334/mo | $385/mo |
| Guarantee Trust Life Insurance Company | $260/mo | $276/mo | $311/mo | $359/mo |
| Bankers Fidelity Assurance Company | $266/mo | $299/mo | $344/mo | $384/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $128/mo | $154/mo | $163/mo | $163/mo |
| Blue Cross and Blue Shield of South Carolina | $128/mo | $160/mo | $199/mo | $248/mo |
| First Health Life & Health Insurance Company | $127/mo | $145/mo | $161/mo | $171/mo |
| MedMutual Protect | $134/mo | $143/mo | $167/mo | $196/mo |
| State Farm Mutual Automobile Insurance Company | $138/mo | $173/mo | $201/mo | $226/mo |
| Physicians Select Insurance Company | $162/mo | $172/mo | $197/mo | $225/mo |
| Aetna Health Insurance Company | $169/mo | $179/mo | $211/mo | $248/mo |
| Woodmen Of The World Life Insurance Society | $188/mo | $190/mo | $228/mo | $287/mo |
| Humana Insurance Company | $188/mo | $213/mo | $255/mo | $306/mo |
| Medico Insurance Company | $208/mo | $210/mo | $224/mo | $265/mo |
| AFLAC | $209/mo | $229/mo | $269/mo | $309/mo |
| AARP - UnitedHealthcare Insurance Company | $240/mo | $247/mo | $260/mo | $271/mo |
| GPM Health and Life Insurance Company | $290/mo | $320/mo | $384/mo | $442/mo |
| Guarantee Trust Life Insurance Company | $291/mo | $310/mo | $351/mo | $408/mo |
| Bankers Fidelity Assurance Company | $298/mo | $335/mo | $386/mo | $430/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company | $133/mo | $155/mo | $176/mo | $194/mo |
| Blue Cross and Blue Shield of South Carolina | $157/mo | $195/mo | $244/mo | $304/mo |
| Aetna Health Insurance Company | $169/mo | $179/mo | $210/mo | $248/mo |
| Humana Insurance Company | $178/mo | $210/mo | $243/mo | $277/mo |
| United American Insurance Company | $202/mo | $250/mo | $275/mo | $280/mo |
| AARP - UnitedHealthcare Insurance Company | $326/mo | $335/mo | $352/mo | $368/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company | $145/mo | $169/mo | $192/mo | $211/mo |
| Blue Cross and Blue Shield of South Carolina | $174/mo | $217/mo | $271/mo | $337/mo |
| Aetna Health Insurance Company | $194/mo | $206/mo | $242/mo | $285/mo |
| Humana Insurance Company | $178/mo | $217/mo | $263/mo | $311/mo |
| United American Insurance Company | $233/mo | $288/mo | $316/mo | $322/mo |
| AARP - UnitedHealthcare Insurance Company | $367/mo | $378/mo | $397/mo | $415/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina | $185/mo | $231/mo | $287/mo | $358/mo |
| State Farm Mutual Automobile Insurance Company | $200/mo | $252/mo | $292/mo | $328/mo |
| Humana Insurance Company | $239/mo | $283/mo | $328/mo | $373/mo |
| United American Insurance Company | $257/mo | $321/mo | $365/mo | $405/mo |
| AARP - UnitedHealthcare Insurance Company | $395/mo | $407/mo | $427/mo | $446/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Blue Cross and Blue Shield of South Carolina | $206/mo | $256/mo | $319/mo | $398/mo |
| State Farm Mutual Automobile Insurance Company | $200/mo | $252/mo | $292/mo | $328/mo |
| Humana Insurance Company | $240/mo | $292/mo | $355/mo | $420/mo |
| United American Insurance Company | $295/mo | $369/mo | $419/mo | $466/mo |
| AARP - UnitedHealthcare Insurance Company | $446/mo | $459/mo | $482/mo | $503/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| State Farm Mutual Automobile Insurance Company | $153/mo | $195/mo | $232/mo | $264/mo |
| Blue Cross and Blue Shield of South Carolina | $163/mo | $203/mo | $253/mo | $316/mo |
| MedMutual Protect | $180/mo | $192/mo | $225/mo | $264/mo |
| United American Insurance Company | $235/mo | $300/mo | $343/mo | $383/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| State Farm Mutual Automobile Insurance Company | $153/mo | $195/mo | $232/mo | $264/mo |
| Blue Cross and Blue Shield of South Carolina | $181/mo | $226/mo | $281/mo | $351/mo |
| MedMutual Protect | $198/mo | $211/mo | $248/mo | $291/mo |
| United American Insurance Company | $270/mo | $345/mo | $394/mo | $441/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $136/mo | $145/mo | $170/mo | $200/mo |
| First Health Life & Health Insurance Company | $155/mo | $182/mo | $209/mo | $233/mo |
| AFLAC | $191/mo | $211/mo | $253/mo | $313/mo |
| Woodmen Of The World Life Insurance Society | $198/mo | $198/mo | $234/mo | $282/mo |
| Blue Cross and Blue Shield of South Carolina | $200/mo | $249/mo | $310/mo | $387/mo |
| Humana Insurance Company | $201/mo | $226/mo | $265/mo | $310/mo |
| State Farm Mutual Automobile Insurance Company | $202/mo | $254/mo | $295/mo | $331/mo |
| Physicians Select Insurance Company | $205/mo | $218/mo | $249/mo | $283/mo |
| Aetna Health Insurance Company | $233/mo | $247/mo | $290/mo | $342/mo |
| Medico Insurance Company | $237/mo | $239/mo | $255/mo | $302/mo |
| Bankers Fidelity Assurance Company | $264/mo | $296/mo | $344/mo | $396/mo |
| United American Insurance Company | $303/mo | $378/mo | $430/mo | $478/mo |
| Guarantee Trust Life Insurance Company | $320/mo | $340/mo | $404/mo | $505/mo |
| GPM Health and Life Insurance Company | $347/mo | $384/mo | $459/mo | $530/mo |
| AARP - UnitedHealthcare Insurance Company | $397/mo | $409/mo | $429/mo | $448/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $150/mo | $160/mo | $187/mo | $220/mo |
| First Health Life & Health Insurance Company | $169/mo | $198/mo | $227/mo | $253/mo |
| AFLAC | $212/mo | $234/mo | $281/mo | $348/mo |
| Woodmen Of The World Life Insurance Society | $227/mo | $227/mo | $269/mo | $325/mo |
| Blue Cross and Blue Shield of South Carolina | $222/mo | $277/mo | $345/mo | $430/mo |
| Humana Insurance Company | $214/mo | $243/mo | $292/mo | $350/mo |
| State Farm Mutual Automobile Insurance Company | $202/mo | $254/mo | $295/mo | $331/mo |
| Physicians Select Insurance Company | $226/mo | $240/mo | $274/mo | $313/mo |
| Aetna Health Insurance Company | $268/mo | $284/mo | $334/mo | $394/mo |
| Medico Insurance Company | $273/mo | $275/mo | $294/mo | $347/mo |
| Bankers Fidelity Assurance Company | $296/mo | $331/mo | $386/mo | $444/mo |
| United American Insurance Company | $348/mo | $435/mo | $494/mo | $549/mo |
| Guarantee Trust Life Insurance Company | $358/mo | $381/mo | $452/mo | $566/mo |
| GPM Health and Life Insurance Company | $399/mo | $441/mo | $528/mo | $609/mo |
| AARP - UnitedHealthcare Insurance Company | $448/mo | $461/mo | $484/mo | $506/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $39/mo | $52/mo | $65/mo | $72/mo |
| Bankers Fidelity Assurance Company | $40/mo | $47/mo | $55/mo | $65/mo |
| Humana Insurance Company | $50/mo | $59/mo | $68/mo | $78/mo |
| Medico Insurance Company | $62/mo | $62/mo | $67/mo | $79/mo |
| Blue Cross and Blue Shield of South Carolina | $76/mo | $94/mo | $118/mo | $147/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $45/mo | $59/mo | $74/mo | $82/mo |
| Bankers Fidelity Assurance Company | $45/mo | $53/mo | $62/mo | $72/mo |
| Humana Insurance Company | $50/mo | $61/mo | $74/mo | $88/mo |
| Medico Insurance Company | $71/mo | $72/mo | $77/mo | $91/mo |
| Blue Cross and Blue Shield of South Carolina | $84/mo | $106/mo | $131/mo | $163/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $121/mo | $129/mo | $151/mo | $177/mo |
| Bankers Fidelity Assurance Company | $131/mo | $140/mo | $166/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $153/mo | $195/mo | $232/mo | $265/mo |
| Physicians Select Insurance Company | $159/mo | $169/mo | $193/mo | $220/mo |
| AFLAC | $160/mo | $167/mo | $202/mo | $271/mo |
| Woodmen Of The World Life Insurance Society | $164/mo | $166/mo | $200/mo | $250/mo |
| Blue Cross and Blue Shield of South Carolina | $168/mo | $209/mo | $261/mo | $325/mo |
| First Health Life & Health Insurance Company | $168/mo | $198/mo | $228/mo | $256/mo |
| Medico Insurance Company | $168/mo | $170/mo | $181/mo | $214/mo |
| Aetna Health Insurance Company | $193/mo | $204/mo | $240/mo | $283/mo |
| Humana Insurance Company | $193/mo | $220/mo | $256/mo | $299/mo |
| United American Insurance Company | $219/mo | $279/mo | $319/mo | $357/mo |
| Guarantee Trust Life Insurance Company | $257/mo | $273/mo | $325/mo | $406/mo |
| GPM Health and Life Insurance Company | $259/mo | $286/mo | $342/mo | $395/mo |
| AARP - UnitedHealthcare Insurance Company | $357/mo | $365/mo | $362/mo | $376/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $133/mo | $141/mo | $166/mo | $195/mo |
| Bankers Fidelity Assurance Company | $148/mo | $157/mo | $187/mo | $225/mo |
| State Farm Mutual Automobile Insurance Company | $153/mo | $195/mo | $232/mo | $265/mo |
| Physicians Select Insurance Company | $175/mo | $187/mo | $213/mo | $243/mo |
| AFLAC | $177/mo | $186/mo | $224/mo | $301/mo |
| Woodmen Of The World Life Insurance Society | $188/mo | $191/mo | $230/mo | $288/mo |
| Blue Cross and Blue Shield of South Carolina | $187/mo | $233/mo | $290/mo | $361/mo |
| First Health Life & Health Insurance Company | $182/mo | $215/mo | $247/mo | $277/mo |
| Medico Insurance Company | $193/mo | $195/mo | $208/mo | $246/mo |
| Aetna Health Insurance Company | $221/mo | $235/mo | $276/mo | $325/mo |
| Humana Insurance Company | $204/mo | $234/mo | $282/mo | $337/mo |
| United American Insurance Company | $252/mo | $321/mo | $367/mo | $411/mo |
| Guarantee Trust Life Insurance Company | $288/mo | $306/mo | $364/mo | $455/mo |
| GPM Health and Life Insurance Company | $298/mo | $329/mo | $394/mo | $454/mo |
| AARP - UnitedHealthcare Insurance Company | $402/mo | $412/mo | $408/mo | $424/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $35/mo | $38/mo | $44/mo | $52/mo |
| Aetna Health Insurance Company | $36/mo | $38/mo | $45/mo | $53/mo |
| Bankers Fidelity Assurance Company | $36/mo | $38/mo | $45/mo | $52/mo |
| Humana Insurance Company | $50/mo | $56/mo | $66/mo | $77/mo |
| Medico Insurance Company | $50/mo | $51/mo | $54/mo | $64/mo |
| United American Insurance Company | $51/mo | $67/mo | $84/mo | $93/mo |
| Woodmen Of The World Life Insurance Society | $51/mo | $53/mo | $63/mo | $77/mo |
| Blue Cross and Blue Shield of South Carolina | $64/mo | $79/mo | $99/mo | $123/mo |
| Physicians Select Insurance Company | $65/mo | $70/mo | $86/mo | $106/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| MedMutual Protect | $39/mo | $42/mo | $49/mo | $57/mo |
| Aetna Health Insurance Company | $41/mo | $44/mo | $51/mo | $60/mo |
| Bankers Fidelity Assurance Company | $40/mo | $43/mo | $51/mo | $59/mo |
| Humana Insurance Company | $54/mo | $61/mo | $73/mo | $87/mo |
| Medico Insurance Company | $58/mo | $59/mo | $62/mo | $74/mo |
| United American Insurance Company | $58/mo | $77/mo | $96/mo | $107/mo |
| Woodmen Of The World Life Insurance Society | $59/mo | $60/mo | $72/mo | $89/mo |
| Blue Cross and Blue Shield of South Carolina | $71/mo | $91/mo | $109/mo | $137/mo |
| Physicians Select Insurance Company | $71/mo | $77/mo | $95/mo | $117/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Humana Insurance Company | $84/mo | $97/mo | $116/mo | $132/mo |
| United American Insurance Company | $94/mo | $126/mo | $140/mo | $149/mo |
| Blue Cross and Blue Shield of South Carolina | $99/mo | $124/mo | $155/mo | $193/mo |
| AARP - UnitedHealthcare Insurance Company | $115/mo | $118/mo | $124/mo | $130/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Humana Insurance Company | $85/mo | $100/mo | $125/mo | $148/mo |
| United American Insurance Company | $108/mo | $144/mo | $161/mo | $171/mo |
| Blue Cross and Blue Shield of South Carolina | $110/mo | $138/mo | $172/mo | $214/mo |
| AARP - UnitedHealthcare Insurance Company | $130/mo | $133/mo | $140/mo | $146/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $133/mo | $176/mo | $197/mo | $209/mo |
| Blue Cross and Blue Shield of South Carolina | $135/mo | $168/mo | $210/mo | $261/mo |
| Humana Insurance Company | $154/mo | $182/mo | $211/mo | $240/mo |
| AARP - UnitedHealthcare Insurance Company | $177/mo | $182/mo | $192/mo | $200/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| United American Insurance Company | $152/mo | $203/mo | $226/mo | $240/mo |
| Blue Cross and Blue Shield of South Carolina | $150/mo | $187/mo | $233/mo | $290/mo |
| Humana Insurance Company | $154/mo | $188/mo | $228/mo | $270/mo |
| AARP - UnitedHealthcare Insurance Company | $200/mo | $206/mo | $216/mo | $226/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company | $85/mo | $100/mo | $116/mo | $131/mo |
| MedMutual Protect | $85/mo | $91/mo | $107/mo | $125/mo |
| Bankers Fidelity Assurance Company | $96/mo | $105/mo | $126/mo | $148/mo |
| AFLAC | $107/mo | $119/mo | $147/mo | $188/mo |
| Woodmen Of The World Life Insurance Society | $114/mo | $116/mo | $141/mo | $174/mo |
| State Farm Mutual Automobile Insurance Company | $117/mo | $148/mo | $178/mo | $205/mo |
| Aetna Health Insurance Company | $126/mo | $141/mo | $166/mo | $196/mo |
| Medico Insurance Company | $129/mo | $131/mo | $139/mo | $165/mo |
| GPM Health and Life Insurance Company | $132/mo | $146/mo | $175/mo | $202/mo |
| Humana Insurance Company | $141/mo | $166/mo | $197/mo | $228/mo |
| Blue Cross and Blue Shield of South Carolina | $142/mo | $176/mo | $220/mo | $274/mo |
| Guarantee Trust Life Insurance Company | $193/mo | $205/mo | $243/mo | $304/mo |
| United American Insurance Company | $257/mo | $329/mo | $380/mo | $430/mo |
| AARP - UnitedHealthcare Insurance Company | $319/mo | $327/mo | $320/mo | $332/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| First Health Life & Health Insurance Company | $91/mo | $108/mo | $125/mo | $141/mo |
| MedMutual Protect | $94/mo | $100/mo | $117/mo | $138/mo |
| Bankers Fidelity Assurance Company | $108/mo | $118/mo | $142/mo | $167/mo |
| AFLAC | $119/mo | $132/mo | $163/mo | $209/mo |
| Woodmen Of The World Life Insurance Society | $131/mo | $134/mo | $162/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $117/mo | $148/mo | $178/mo | $205/mo |
| Aetna Health Insurance Company | $145/mo | $162/mo | $191/mo | $225/mo |
| Medico Insurance Company | $149/mo | $150/mo | $160/mo | $189/mo |
| GPM Health and Life Insurance Company | $152/mo | $168/mo | $201/mo | $232/mo |
| Humana Insurance Company | $150/mo | $177/mo | $216/mo | $257/mo |
| Blue Cross and Blue Shield of South Carolina | $157/mo | $196/mo | $244/mo | $304/mo |
| Guarantee Trust Life Insurance Company | $216/mo | $229/mo | $273/mo | $341/mo |
| United American Insurance Company | $296/mo | $378/mo | $436/mo | $494/mo |
| AARP - UnitedHealthcare Insurance Company | $361/mo | $369/mo | $361/mo | $375/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan A differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $117 – $127/mo |
| Level 2 | $292 – $315/mo | |
| Medico Insurance Company | Preferred | $150 – $174/mo |
| Standard I | $165 – $192/mo | |
| Standard II | $187 – $218/mo | |
| Bankers Fidelity Assurance Company | Preferred | $231 – $253/mo |
| Standard | $278 – $303/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $133 – $143/mo |
| Level 2 | $329 – $355/mo | |
| Medico Insurance Company | Preferred | $172 – $200/mo |
| Standard I | $190 – $220/mo | |
| Standard II | $216 – $250/mo | |
| Bankers Fidelity Assurance Company | Preferred | $259 – $283/mo |
| Standard | $311 – $339/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan B differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $180 – $195/mo |
| Level 2 | $446 – $482/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $203 – $220/mo |
| Level 2 | $503 – $543/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan C differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $219 – $237/mo |
| Level 2 | $541 – $585/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $247 – $267/mo |
| Level 2 | $610 – $660/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Medico Insurance Company | Preferred | $196 – $228/mo |
| Standard I | $216 – $251/mo | |
| Standard II | $246 – $285/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $220 – $238/mo |
| Level 2 | $544 – $588/mo | |
| Bankers Fidelity Assurance Company | Preferred | $230 – $251/mo |
| Standard | $276 – $301/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Medico Insurance Company | Preferred | $226 – $262/mo |
| Standard I | $248 – $289/mo | |
| Standard II | $282 – $328/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $248 – $268/mo |
| Level 2 | $614 – $663/mo | |
| Bankers Fidelity Assurance Company | Preferred | $257 – $281/mo |
| Standard | $309 – $337/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same High-Deductible Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $35 – $38/mo |
| Standard | $42 – $46/mo | |
| Medico Insurance Company | Preferred | $51 – $60/mo |
| Standard I | $56 – $65/mo | |
| Standard II | $64 – $74/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $39 – $43/mo |
| Standard | $47 – $51/mo | |
| Medico Insurance Company | Preferred | $59 – $68/mo |
| Standard I | $65 – $75/mo | |
| Standard II | $74 – $86/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $114 – $125/mo |
| Standard | $137 – $150/mo | |
| Physicians Select Insurance Company | Innovative | $120 – $127/mo |
| With Preventive and Fitness Benefits | $177 – $186/mo | |
| Medico Insurance Company | Preferred | $139 – $162/mo |
| Standard I | $153 – $178/mo | |
| Standard II | $174 – $202/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $165 – $178/mo |
| Level 2 | $521 – $563/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $128 – $140/mo |
| Standard | $154 – $168/mo | |
| Physicians Select Insurance Company | Innovative | $133 – $140/mo |
| With Preventive and Fitness Benefits | $194 – $205/mo | |
| Medico Insurance Company | Preferred | $160 – $186/mo |
| Standard I | $176 – $204/mo | |
| Standard II | $200 – $232/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $186 – $201/mo |
| Level 2 | $588 – $635/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same High-Deductible Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $31 – $34/mo |
| Standard | $37 – $41/mo | |
| Medico Insurance Company | Preferred | $42 – $48/mo |
| Standard I | $46 – $53/mo | |
| Standard II | $52 – $61/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $35 – $38/mo |
| Standard | $42 – $46/mo | |
| Medico Insurance Company | Preferred | $48 – $56/mo |
| Standard I | $53 – $61/mo | |
| Standard II | $60 – $70/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan K differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $63 – $68/mo |
| Level 2 | $158 – $171/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $71 – $77/mo |
| Level 2 | $178 – $192/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan L differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $98 – $106/mo |
| Level 2 | $243 – $262/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| AARP - UnitedHealthcare Insurance Company | Standard | $110 – $119/mo |
| Level 2 | $274 – $296/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes
Why this matters: Carriers price the same Plan N differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the South Carolina carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $83 – $91/mo |
| Standard | $100 – $109/mo | |
| Medico Insurance Company | Preferred | $107 – $125/mo |
| Standard I | $118 – $137/mo | |
| Standard II | $134 – $156/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $143 – $154/mo |
| Level 2 | $471 – $508/mo |
| Carrier | Rate Class (underwriting and/or household discount) | Monthly Rate |
|---|---|---|
| Bankers Fidelity Assurance Company | Preferred | $94 – $102/mo |
| Standard | $112 – $123/mo | |
| Medico Insurance Company | Preferred | $123 – $143/mo |
| Standard I | $136 – $158/mo | |
| Standard II | $154 – $179/mo | |
| AARP - UnitedHealthcare Insurance Company | Standard | $162 – $175/mo |
| Level 2 | $532 – $574/mo |
Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.
No, South Carolina does not offer an annual birthday rule window. If you want to buy another Medicare Supplement plan, your only option to lower your monthly premium is to apply with a competitor and pass full medical underwriting.
Yes, you need to enroll in Medicare Part A and Part B to buy a Medigap plan. Medicare Part A and Part B pays about 80% of covered medical bills. A Medigap plan covers the 20% of cost-sharing, but you must keep paying your Part B premium to keep it active.
For most, Medicare starts at age 65. As you approach 65 your most affordable window to enroll in Medicare begins. Missing this Initial Enrollment Period without qualifying group coverage means permanent late-enrollment penalties are added to your monthly Part B and Part D costs.
Yes, through disability, but SC does not mandate Medigap sales to under-65s. Finding a plan under 65 is rare and premiums are expensive. Most disabled residents use Medicare Advantage to cap their out-of-pocket costs instead.
Yes, you can apply year-round. Applying outside of your initial 6-month window or a qualifying life event means you'll go through a health assessment (medical underwriting) to lock-in premiums and coverage.
Have more questions? Browse our complete FAQ library or call 1 (855) 665-9200
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PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
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