Compare 2026 Medicare Supplement (Medigap) rates in Oregon. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.
2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.
2026 average monthly premiums for non-tobacco users across all carriers.
| Age | Avg. Monthly Rate |
|---|---|
| 65 | $256/mo |
| 70 | $294/mo |
| 75 | $358/mo |
| 80 | $422/mo |
Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Oregon. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $140/mo | $163/mo | $203/mo | $249/mo |
| Moda Health Plan, Inc. | $155/mo | $178/mo | $214/mo | $247/mo |
| Washington National Insurance Company | $177/mo | $228/mo | $293/mo | $366/mo |
| Regence Blue Cross BlueShield of Oregon | $185/mo | $212/mo | $256/mo | $301/mo |
| Providence Health Assurance | $207/mo | $234/mo | $278/mo | $322/mo |
| Everence Association Inc. | $208/mo | $253/mo | $307/mo | $380/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $233/mo | $264/mo | $309/mo | $340/mo |
| AFLAC | $246/mo | $282/mo | $339/mo | $394/mo |
| GPM Health and Life Insurance Company | $397/mo | $436/mo | $527/mo | $621/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $158/mo | $184/mo | $229/mo | $281/mo |
| Moda Health Plan, Inc. | $164/mo | $196/mo | $249/mo | $291/mo |
| Washington National Insurance Company | $196/mo | $254/mo | $325/mo | $407/mo |
| Regence Blue Cross BlueShield of Oregon | $203/mo | $232/mo | $281/mo | $329/mo |
| Providence Health Assurance | $240/mo | $270/mo | $321/mo | $391/mo |
| Everence Association Inc. | $229/mo | $279/mo | $337/mo | $418/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $268/mo | $304/mo | $355/mo | $391/mo |
| AFLAC | $283/mo | $324/mo | $389/mo | $453/mo |
| GPM Health and Life Insurance Company | $456/mo | $502/mo | $606/mo | $714/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $212/mo | $247/mo | $306/mo | $375/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $338/mo | $383/mo | $448/mo | $493/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $239/mo | $278/mo | $346/mo | $424/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $389/mo | $440/mo | $514/mo | $566/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $224/mo | $260/mo | $324/mo | $397/mo |
| Moda Health Plan, Inc. | $240/mo | $276/mo | $332/mo | $383/mo |
| Regence Blue Cross BlueShield of Oregon | $279/mo | $359/mo | $425/mo | $477/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $253/mo | $294/mo | $365/mo | $447/mo |
| Moda Health Plan, Inc. | $254/mo | $303/mo | $386/mo | $450/mo |
| Regence Blue Cross BlueShield of Oregon | $279/mo | $359/mo | $425/mo | $477/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $191/mo | $231/mo | $280/mo | $334/mo |
| AARP - UnitedHealthcare Insurance Company | $246/mo | $286/mo | $355/mo | $435/mo |
| Moda Health Plan, Inc. | $258/mo | $296/mo | $357/mo | $412/mo |
| Regence Blue Cross BlueShield of Oregon | $281/mo | $361/mo | $426/mo | $480/mo |
| AFLAC | $292/mo | $324/mo | $405/mo | $486/mo |
| Everence Association Inc. | $298/mo | $363/mo | $423/mo | $458/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $393/mo | $441/mo | $507/mo | $548/mo |
| GPM Health and Life Insurance Company | $538/mo | $592/mo | $715/mo | $842/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $212/mo | $257/mo | $312/mo | $372/mo |
| AARP - UnitedHealthcare Insurance Company | $277/mo | $322/mo | $400/mo | $491/mo |
| Moda Health Plan, Inc. | $273/mo | $326/mo | $415/mo | $484/mo |
| Regence Blue Cross BlueShield of Oregon | $281/mo | $361/mo | $426/mo | $480/mo |
| AFLAC | $336/mo | $373/mo | $465/mo | $559/mo |
| Everence Association Inc. | $328/mo | $399/mo | $465/mo | $503/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $453/mo | $508/mo | $584/mo | $631/mo |
| GPM Health and Life Insurance Company | $618/mo | $680/mo | $822/mo | $968/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Moda Health Plan, Inc. Lowest | $58/mo | $67/mo | $80/mo | $93/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $103/mo | $116/mo | $134/mo | $145/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Moda Health Plan, Inc. Lowest | $61/mo | $73/mo | $93/mo | $109/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $119/mo | $134/mo | $154/mo | $166/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $166/mo | $215/mo | $275/mo | $345/mo |
| Everence Association Inc. | $203/mo | $247/mo | $297/mo | $318/mo |
| Moda Health Plan, Inc. | $204/mo | $234/mo | $282/mo | $325/mo |
| AARP - UnitedHealthcare Insurance Company | $218/mo | $253/mo | $315/mo | $386/mo |
| Providence Health Assurance | $239/mo | $279/mo | $347/mo | $415/mo |
| Regence Blue Cross BlueShield of Oregon | $240/mo | $274/mo | $332/mo | $389/mo |
| AFLAC | $245/mo | $264/mo | $322/mo | $392/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $326/mo | $366/mo | $421/mo | $455/mo |
| GPM Health and Life Insurance Company | $407/mo | $448/mo | $541/mo | $637/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $185/mo | $239/mo | $306/mo | $383/mo |
| Everence Association Inc. | $223/mo | $271/mo | $327/mo | $349/mo |
| Moda Health Plan, Inc. | $216/mo | $258/mo | $328/mo | $383/mo |
| AARP - UnitedHealthcare Insurance Company | $246/mo | $286/mo | $355/mo | $435/mo |
| Providence Health Assurance | $276/mo | $324/mo | $402/mo | $505/mo |
| Regence Blue Cross BlueShield of Oregon | $262/mo | $300/mo | $363/mo | $426/mo |
| AFLAC | $281/mo | $304/mo | $370/mo | $451/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $375/mo | $421/mo | $484/mo | $523/mo |
| GPM Health and Life Insurance Company | $468/mo | $515/mo | $622/mo | $733/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $39/mo | $47/mo | $57/mo | $68/mo |
| Moda Health Plan, Inc. | $54/mo | $62/mo | $75/mo | $86/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $43/mo | $53/mo | $64/mo | $76/mo |
| Moda Health Plan, Inc. | $57/mo | $68/mo | $87/mo | $101/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $71/mo | $82/mo | $103/mo | $126/mo |
| Regence Blue Cross BlueShield of Oregon | $136/mo | $156/mo | $189/mo | $221/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company Lowest | $80/mo | $93/mo | $116/mo | $143/mo |
| Regence Blue Cross BlueShield of Oregon | $149/mo | $171/mo | $207/mo | $242/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Everence Association Inc. Lowest | $122/mo | $149/mo | $180/mo | $223/mo |
| AARP - UnitedHealthcare Insurance Company | $145/mo | $169/mo | $210/mo | $258/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Everence Association Inc. Lowest | $134/mo | $163/mo | $198/mo | $245/mo |
| AARP - UnitedHealthcare Insurance Company | $164/mo | $191/mo | $237/mo | $291/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $115/mo | $149/mo | $191/mo | $240/mo |
| Everence Association Inc. | $135/mo | $165/mo | $200/mo | $238/mo |
| AFLAC | $166/mo | $184/mo | $228/mo | $271/mo |
| AARP - UnitedHealthcare Insurance Company | $171/mo | $199/mo | $247/mo | $303/mo |
| Moda Health Plan, Inc. | $186/mo | $214/mo | $257/mo | $297/mo |
| Regence Blue Cross BlueShield of Oregon | $197/mo | $225/mo | $272/mo | $320/mo |
| Providence Health Assurance | $221/mo | $250/mo | $298/mo | $345/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $237/mo | $268/mo | $314/mo | $346/mo |
| GPM Health and Life Insurance Company | $278/mo | $306/mo | $369/mo | $435/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $128/mo | $166/mo | $213/mo | $266/mo |
| Everence Association Inc. | $149/mo | $182/mo | $220/mo | $261/mo |
| AFLAC | $191/mo | $212/mo | $262/mo | $312/mo |
| AARP - UnitedHealthcare Insurance Company | $193/mo | $225/mo | $279/mo | $342/mo |
| Moda Health Plan, Inc. | $197/mo | $235/mo | $299/mo | $349/mo |
| Regence Blue Cross BlueShield of Oregon | $215/mo | $246/mo | $298/mo | $350/mo |
| Providence Health Assurance | $256/mo | $289/mo | $345/mo | $420/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $273/mo | $309/mo | $361/mo | $398/mo |
| GPM Health and Life Insurance Company | $319/mo | $351/mo | $424/mo | $500/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $144/mo | $168/mo | $209/mo | $256/mo |
| Moda Health Plan, Inc. | $167/mo | $191/mo | $230/mo | $266/mo |
| Regence Blue Cross BlueShield of Oregon | $185/mo | $212/mo | $256/mo | $301/mo |
| Washington National Insurance Company | $197/mo | $255/mo | $327/mo | $409/mo |
| Everence Association Inc. | $208/mo | $253/mo | $307/mo | $380/mo |
| Providence Health Assurance | $216/mo | $243/mo | $289/mo | $335/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $243/mo | $276/mo | $322/mo | $355/mo |
| AFLAC | $253/mo | $290/mo | $349/mo | $406/mo |
| GPM Health and Life Insurance Company | $404/mo | $445/mo | $538/mo | $633/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $163/mo | $190/mo | $236/mo | $289/mo |
| Moda Health Plan, Inc. | $176/mo | $211/mo | $268/mo | $313/mo |
| Regence Blue Cross BlueShield of Oregon | $203/mo | $232/mo | $281/mo | $329/mo |
| Washington National Insurance Company | $219/mo | $284/mo | $363/mo | $455/mo |
| Everence Association Inc. | $229/mo | $279/mo | $337/mo | $418/mo |
| Providence Health Assurance | $250/mo | $282/mo | $335/mo | $407/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $280/mo | $317/mo | $371/mo | $408/mo |
| AFLAC | $291/mo | $334/mo | $401/mo | $467/mo |
| GPM Health and Life Insurance Company | $465/mo | $512/mo | $618/mo | $728/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $218/mo | $254/mo | $315/mo | $386/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $353/mo | $400/mo | $467/mo | $514/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $246/mo | $286/mo | $356/mo | $436/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $406/mo | $459/mo | $537/mo | $591/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $231/mo | $268/mo | $333/mo | $408/mo |
| Moda Health Plan, Inc. | $258/mo | $296/mo | $357/mo | $411/mo |
| Regence Blue Cross BlueShield of Oregon | $279/mo | $359/mo | $425/mo | $477/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $260/mo | $303/mo | $376/mo | $461/mo |
| Moda Health Plan, Inc. | $273/mo | $325/mo | $415/mo | $483/mo |
| Regence Blue Cross BlueShield of Oregon | $279/mo | $359/mo | $425/mo | $477/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $213/mo | $258/mo | $313/mo | $374/mo |
| AARP - UnitedHealthcare Insurance Company | $253/mo | $294/mo | $365/mo | $448/mo |
| Moda Health Plan, Inc. | $277/mo | $318/mo | $384/mo | $442/mo |
| Regence Blue Cross BlueShield of Oregon | $281/mo | $361/mo | $426/mo | $480/mo |
| Everence Association Inc. | $298/mo | $363/mo | $423/mo | $458/mo |
| AFLAC | $301/mo | $334/mo | $417/mo | $501/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $411/mo | $460/mo | $529/mo | $572/mo |
| GPM Health and Life Insurance Company | $548/mo | $603/mo | $729/mo | $859/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $237/mo | $287/mo | $348/mo | $415/mo |
| AARP - UnitedHealthcare Insurance Company | $286/mo | $332/mo | $412/mo | $505/mo |
| Moda Health Plan, Inc. | $293/mo | $350/mo | $446/mo | $520/mo |
| Regence Blue Cross BlueShield of Oregon | $281/mo | $361/mo | $426/mo | $480/mo |
| Everence Association Inc. | $328/mo | $399/mo | $465/mo | $503/mo |
| AFLAC | $346/mo | $384/mo | $479/mo | $576/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $472/mo | $530/mo | $609/mo | $658/mo |
| GPM Health and Life Insurance Company | $631/mo | $694/mo | $838/mo | $988/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Moda Health Plan, Inc. | $62/mo | $72/mo | $86/mo | $99/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $108/mo | $121/mo | $139/mo | $151/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Moda Health Plan, Inc. | $66/mo | $78/mo | $100/mo | $117/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $124/mo | $140/mo | $161/mo | $173/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $186/mo | $240/mo | $308/mo | $385/mo |
| Everence Association Inc. | $203/mo | $247/mo | $297/mo | $318/mo |
| Moda Health Plan, Inc. | $219/mo | $252/mo | $303/mo | $349/mo |
| AARP - UnitedHealthcare Insurance Company | $224/mo | $261/mo | $324/mo | $397/mo |
| Regence Blue Cross BlueShield of Oregon | $240/mo | $274/mo | $332/mo | $389/mo |
| Providence Health Assurance | $249/mo | $291/mo | $362/mo | $433/mo |
| AFLAC | $252/mo | $272/mo | $331/mo | $404/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $340/mo | $382/mo | $439/mo | $475/mo |
| GPM Health and Life Insurance Company | $415/mo | $457/mo | $552/mo | $650/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $206/mo | $267/mo | $342/mo | $428/mo |
| Everence Association Inc. | $223/mo | $271/mo | $327/mo | $349/mo |
| Moda Health Plan, Inc. | $232/mo | $277/mo | $353/mo | $411/mo |
| AARP - UnitedHealthcare Insurance Company | $253/mo | $294/mo | $366/mo | $448/mo |
| Regence Blue Cross BlueShield of Oregon | $262/mo | $300/mo | $363/mo | $426/mo |
| Providence Health Assurance | $288/mo | $337/mo | $419/mo | $526/mo |
| AFLAC | $290/mo | $312/mo | $381/mo | $464/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $392/mo | $439/mo | $505/mo | $546/mo |
| GPM Health and Life Insurance Company | $477/mo | $525/mo | $634/mo | $747/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $44/mo | $53/mo | $64/mo | $76/mo |
| Moda Health Plan, Inc. | $58/mo | $66/mo | $80/mo | $92/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $48/mo | $59/mo | $71/mo | $85/mo |
| Moda Health Plan, Inc. | $61/mo | $73/mo | $93/mo | $108/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $73/mo | $85/mo | $106/mo | $130/mo |
| Regence Blue Cross BlueShield of Oregon | $136/mo | $156/mo | $189/mo | $221/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| AARP - UnitedHealthcare Insurance Company | $82/mo | $96/mo | $120/mo | $147/mo |
| Regence Blue Cross BlueShield of Oregon | $149/mo | $171/mo | $207/mo | $242/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Everence Association Inc. | $122/mo | $149/mo | $180/mo | $223/mo |
| AARP - UnitedHealthcare Insurance Company | $150/mo | $174/mo | $216/mo | $265/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Everence Association Inc. | $134/mo | $163/mo | $198/mo | $245/mo |
| AARP - UnitedHealthcare Insurance Company | $169/mo | $197/mo | $244/mo | $300/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $129/mo | $167/mo | $214/mo | $268/mo |
| Everence Association Inc. | $135/mo | $165/mo | $200/mo | $238/mo |
| AFLAC | $171/mo | $190/mo | $235/mo | $279/mo |
| AARP - UnitedHealthcare Insurance Company | $176/mo | $205/mo | $255/mo | $312/mo |
| Regence Blue Cross BlueShield of Oregon | $197/mo | $225/mo | $272/mo | $320/mo |
| Moda Health Plan, Inc. | $200/mo | $230/mo | $277/mo | $319/mo |
| Providence Health Assurance | $230/mo | $260/mo | $310/mo | $360/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $267/mo | $302/mo | $354/mo | $389/mo |
| GPM Health and Life Insurance Company | $283/mo | $312/mo | $376/mo | $443/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $143/mo | $185/mo | $238/mo | $297/mo |
| Everence Association Inc. | $149/mo | $182/mo | $220/mo | $261/mo |
| AFLAC | $197/mo | $218/mo | $270/mo | $321/mo |
| AARP - UnitedHealthcare Insurance Company | $199/mo | $231/mo | $287/mo | $352/mo |
| Regence Blue Cross BlueShield of Oregon | $215/mo | $246/mo | $298/mo | $350/mo |
| Moda Health Plan, Inc. | $212/mo | $253/mo | $322/mo | $376/mo |
| Providence Health Assurance | $267/mo | $301/mo | $359/mo | $437/mo |
| Continental Life Insurance Company of Brentwood, Tennessee | $307/mo | $348/mo | $407/mo | $448/mo |
| GPM Health and Life Insurance Company | $326/mo | $358/mo | $433/mo | $510/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Standardly at age 65 for age-based eligibility, though beneficiaries with certain long-term disabilities or specific medical conditions such as end-stage renal disease (ESRD) and Lou Gehrig's disease (ALS) can begin earlier.
Yes. You must have active enrollment in both Medicare Part A and Part B before an insurance company can sell you a Medigap policy.
Yes, Oregon implemented a Medigap birthday rule that provides an annual 60-day open enrollment window starting 30 days before your birthday and ending 30 days after your birthday. During this time, Oregon residents with an active Medicare Supplement policy can switch to any other Medigap plan with equal or lesser benefits without medical underwriting. This guaranteed issue right allows you to change insurance carriers to secure a lower premium or better service regardless of your health history, provided the new plan does not offer additional significant benefits compared to your current one.
Yes, you can. If you are under 65 and on Medicare due to a disability or ESRD, you are granted a 6-month Medigap Open Enrollment Period starting the month your Medicare Part B becomes active. Oregon does not mandate that insurance carriers offer the same Medigap plans to Under-65s as those over 65, so it depends on your zip code which Medigap plans are available. Also, if you are outside your guaranteed issue rights, you are subject to medical underwriting.
In Oregon you have broad federal guaranteed issue rights that protect you from medical underwriting during your Medigap Open Enrollment Period and a state guaranteed right to switch Medigap plans via the birthday rule.
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