united medicare advisors logo dark

2026 Medicare Supplement in Nebraska

Rate data current as of

Attained-Age
Get an overview of Medicare Supplement rates in Nebraska across all available plan letters, including Plans G, N and F.
medicare supplement in nebraska
OVERVIEW

At A Glance: Medicare Supplement in Nebraska

Compare 2026 Medicare Supplement (Medigap) rates in Nebraska. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.


19
Carriers in Nebraska
$254/mo
Avg. Plan G
$196/mo
Avg. Plan N
$302/mo
Avg. Plan F

2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.

Gender:

Average Medigap Rates in Nebraska

2026 average monthly premiums for non-tobacco users across all carriers.

Average Plan G Rates in Nebraska 2026 averages · Non-tobacco · All carriers
Age Avg. Monthly Rate
65 $254/mo
70 $273/mo
75 $318/mo
80 $364/mo

Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.


CARRIERS

Medicare Supplement Insurance Providers in Nebraska

Plan A Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

First Health Life & Health Insurance Company
$122 $135 /mo
Age 65 · Non-tobacco · Rate varies by zip
HealthSpring National Health Insurance Company
$125 $340 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$141 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$151 $400 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$160 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$170 $204 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$171 $186 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$177 $196 /mo
Age 65 · Non-tobacco · Rate varies by zip
Omaha Supplemental Insurance Company
$177 $210 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$181 $196 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$191 $226 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$195 $236 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$203 $226 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$209 $231 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Insurance Company
$211 $235 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$213 $289 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$221 $321 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$222 /mo
Age 65 · Non-tobacco · Rate varies by zip
USAA Life Insurance Company
$245 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan B Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

First Health Life & Health Insurance Company
$140 $154 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$171 $187 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$206 $225 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$209 $675 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$262 $290 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$287 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan C Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

AARP - UnitedHealthcare Insurance Company
$235 $755 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$243 $269 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$245 $268 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$274 $296 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$301 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan D Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

State Farm Mutual Automobile Insurance Company
$233 $252 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$283 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan F Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

HealthSpring National Health Insurance Company
$159 $432 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$177 $194 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$187 $207 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$204 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$211 $235 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$212 $255 /mo
Age 65 · Non-tobacco · Rate varies by zip
USAA Life Insurance Company
$223 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$227 $308 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$236 $274 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$239 $290 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Insurance Company
$259 $288 /mo
Age 65 · Non-tobacco · Rate varies by zip
Omaha Supplemental Insurance Company
$264 $312 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$265 $854 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$270 $299 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$277 $299 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$282 $308 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$299 $434 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$311 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$325 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan F Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Continental Life Insurance Company of Brentwood, Tennessee
$46 $50 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$54 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$59 $64 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$90 $130 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan G Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

HealthSpring National Health Insurance Company
$132 $360 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$155 $170 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$162 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$168 $186 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$171 $205 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$177 $196 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$178 $242 /mo
Age 65 · Non-tobacco · Rate varies by zip
USAA Life Insurance Company
$180 /mo
Age 65 · Non-tobacco · Rate varies by zip
Omaha Supplemental Insurance Company
$189 $224 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$190 $210 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$196 $238 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$200 $257 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$205 $298 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Insurance Company
$206 $229 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$216 $915 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$224 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$227 $248 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$233 $252 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$262 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan G Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

HealthSpring National Health Insurance Company
$44 $120 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$45 $74 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$49 $67 /mo
Age 65 · Non-tobacco · Rate varies by zip
Omaha Supplemental Insurance Company
$53 $63 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$54 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$60 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$71 $103 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan K Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

AARP - UnitedHealthcare Insurance Company
$103 $273 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$106 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$109 $119 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan L Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Everence Association Inc.
$131 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$145 $160 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$148 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$150 $398 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$187 $205 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan N Rate Ranges by Carrier in Nebraska

Age 65 · Non-tobacco · 2026 · Rate varies by zip

First Health Life & Health Insurance Company
$89 $98 /mo
Age 65 · Non-tobacco · Rate varies by zip
HealthSpring National Health Insurance Company
$90 $246 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$114 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$120 $133 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$128 $154 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$131 $146 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$132 $179 /mo
Age 65 · Non-tobacco · Rate varies by zip
BlueCross BlueShield of Nebraska
$136 $150 /mo
Age 65 · Non-tobacco · Rate varies by zip
Omaha Supplemental Insurance Company
$142 $168 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$143 $174 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Insurance Company
$143 $159 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$144 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$151 $214 /mo
Age 65 · Non-tobacco · Rate varies by zip
USAA Life Insurance Company
$154 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$160 $232 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$161 $176 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$177 $191 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$200 $795 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$278 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

How we calculate displayed rates

Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Nebraska. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.

Lowest Plan A Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company Lowest $122/mo $140/mo $156/mo $165/mo
HealthSpring National Health Insurance Company $125/mo $131/mo $153/mo $183/mo
United American Insurance Company $141/mo $170/mo $180/mo $180/mo
AARP - UnitedHealthcare Insurance Company $151/mo $167/mo $204/mo $242/mo
Insurance Company of North America $160/mo $163/mo $193/mo $235/mo
LifeShield National Insurance Company $170/mo $175/mo $216/mo $263/mo
Continental Life Insurance Company of Brentwood, Tennessee $171/mo $180/mo $212/mo $250/mo
Nassau Life Insurance Company $177/mo $190/mo $231/mo $269/mo
Omaha Supplemental Insurance Company $177/mo $187/mo $217/mo $260/mo
State Farm Mutual Automobile Insurance Company $181/mo $229/mo $265/mo $298/mo
Humana Insurance Company $191/mo $222/mo $260/mo $297/mo
American Benefit Life Insurance Company $195/mo $201/mo $244/mo $297/mo
AFLAC $203/mo $222/mo $262/mo $301/mo
BlueCross BlueShield of Nebraska $209/mo $243/mo $296/mo $343/mo
Medica Insurance Company $211/mo $223/mo $262/mo $301/mo
Washington National Insurance Company $213/mo $275/mo $352/mo $440/mo
Medico Life and Health Insurance Company $221/mo $223/mo $238/mo $282/mo
Everence Association Inc. $222/mo $240/mo $252/mo $267/mo
USAA Life Insurance Company $245/mo $286/mo $342/mo $396/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan B Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company Lowest $140/mo $163/mo $186/mo $204/mo
Continental Life Insurance Company of Brentwood, Tennessee $171/mo $181/mo $213/mo $250/mo
Humana Insurance Company $206/mo $243/mo $282/mo $320/mo
AARP - UnitedHealthcare Insurance Company $209/mo $230/mo $282/mo $334/mo
BlueCross BlueShield of Nebraska $262/mo $305/mo $371/mo $430/mo
United American Insurance Company $287/mo $353/mo $387/mo $391/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan C Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
AARP - UnitedHealthcare Insurance Company Lowest $235/mo $258/mo $316/mo $374/mo
BlueCross BlueShield of Nebraska $243/mo $283/mo $344/mo $399/mo
Humana Insurance Company $245/mo $290/mo $336/mo $382/mo
State Farm Mutual Automobile Insurance Company $274/mo $345/mo $400/mo $449/mo
United American Insurance Company $301/mo $375/mo $422/mo $458/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan D Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company Lowest $233/mo $286/mo $336/mo $382/mo
United American Insurance Company $283/mo $359/mo $407/mo $443/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan F Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
HealthSpring National Health Insurance Company Lowest $159/mo $166/mo $190/mo $223/mo
First Health Life & Health Insurance Company $177/mo $207/mo $238/mo $265/mo
Nassau Life Insurance Company $187/mo $203/mo $244/mo $287/mo
Insurance Company of North America $204/mo $211/mo $250/mo $304/mo
AFLAC $211/mo $224/mo $269/mo $334/mo
LifeShield National Insurance Company $212/mo $220/mo $263/mo $318/mo
USAA Life Insurance Company $223/mo $261/mo $311/mo $360/mo
Washington National Insurance Company $227/mo $275/mo $333/mo $397/mo
Humana Insurance Company $236/mo $245/mo $289/mo $346/mo
American Benefit Life Insurance Company $239/mo $249/mo $299/mo $361/mo
Medica Insurance Company $259/mo $272/mo $323/mo $385/mo
Omaha Supplemental Insurance Company $264/mo $283/mo $329/mo $386/mo
AARP - UnitedHealthcare Insurance Company $265/mo $292/mo $357/mo $423/mo
BlueCross BlueShield of Nebraska $270/mo $315/mo $383/mo $443/mo
State Farm Mutual Automobile Insurance Company $277/mo $349/mo $404/mo $454/mo
Continental Life Insurance Company of Brentwood, Tennessee $282/mo $298/mo $350/mo $414/mo
Medico Life and Health Insurance Company $299/mo $302/mo $322/mo $380/mo
Everence Association Inc. $311/mo $337/mo $357/mo $387/mo
United American Insurance Company $325/mo $405/mo $455/mo $493/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan F Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee Lowest $46/mo $48/mo $57/mo $67/mo
United American Insurance Company $54/mo $72/mo $91/mo $111/mo
Humana Insurance Company $59/mo $69/mo $80/mo $91/mo
Medico Life and Health Insurance Company $90/mo $91/mo $97/mo $114/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan G Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
HealthSpring National Health Insurance Company Lowest $132/mo $139/mo $162/mo $194/mo
First Health Life & Health Insurance Company $155/mo $182/mo $210/mo $235/mo
Insurance Company of North America $162/mo $164/mo $195/mo $237/mo
Nassau Life Insurance Company $168/mo $180/mo $219/mo $261/mo
LifeShield National Insurance Company $171/mo $176/mo $217/mo $264/mo
AFLAC $177/mo $183/mo $220/mo $290/mo
Washington National Insurance Company $178/mo $230/mo $294/mo $368/mo
USAA Life Insurance Company $180/mo $211/mo $250/mo $296/mo
Omaha Supplemental Insurance Company $189/mo $199/mo $231/mo $277/mo
BlueCross BlueShield of Nebraska $190/mo $221/mo $268/mo $311/mo
American Benefit Life Insurance Company $196/mo $202/mo $246/mo $299/mo
Humana Insurance Company $200/mo $207/mo $248/mo $300/mo
Medico Life and Health Insurance Company $205/mo $207/mo $221/mo $261/mo
Medica Insurance Company $206/mo $218/mo $263/mo $313/mo
AARP - UnitedHealthcare Insurance Company $216/mo $238/mo $292/mo $345/mo
Everence Association Inc. $224/mo $243/mo $259/mo $277/mo
Continental Life Insurance Company of Brentwood, Tennessee $227/mo $240/mo $282/mo $333/mo
State Farm Mutual Automobile Insurance Company $233/mo $286/mo $337/mo $383/mo
United American Insurance Company $262/mo $332/mo $376/mo $409/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan G Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
HealthSpring National Health Insurance Company Lowest $44/mo $46/mo $54/mo $65/mo
Humana Insurance Company $45/mo $49/mo $59/mo $68/mo
Washington National Insurance Company $49/mo $60/mo $72/mo $86/mo
Omaha Supplemental Insurance Company $53/mo $59/mo $70/mo $82/mo
United American Insurance Company $54/mo $72/mo $91/mo $111/mo
Insurance Company of North America $60/mo $61/mo $72/mo $88/mo
Medico Life and Health Insurance Company $71/mo $72/mo $76/mo $90/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan K Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
AARP - UnitedHealthcare Insurance Company Lowest $103/mo $113/mo $139/mo $165/mo
United American Insurance Company $106/mo $141/mo $157/mo $167/mo
Humana Insurance Company $109/mo $128/mo $149/mo $169/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan L Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Everence Association Inc. Lowest $131/mo $143/mo $153/mo $165/mo
BlueCross BlueShield of Nebraska $145/mo $169/mo $205/mo $238/mo
United American Insurance Company $148/mo $197/mo $220/mo $235/mo
AARP - UnitedHealthcare Insurance Company $150/mo $165/mo $203/mo $240/mo
Humana Insurance Company $187/mo $221/mo $257/mo $292/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan N Rates by Carrier in Nebraska

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company Lowest $89/mo $105/mo $122/mo $138/mo
HealthSpring National Health Insurance Company $90/mo $100/mo $118/mo $141/mo
Insurance Company of North America $114/mo $116/mo $138/mo $168/mo
Nassau Life Insurance Company $120/mo $128/mo $157/mo $188/mo
LifeShield National Insurance Company $128/mo $143/mo $176/mo $209/mo
AFLAC $131/mo $146/mo $183/mo $233/mo
Washington National Insurance Company $132/mo $170/mo $218/mo $273/mo
BlueCross BlueShield of Nebraska $136/mo $159/mo $193/mo $223/mo
Omaha Supplemental Insurance Company $142/mo $158/mo $187/mo $219/mo
American Benefit Life Insurance Company $143/mo $156/mo $196/mo $244/mo
Medica Insurance Company $143/mo $150/mo $186/mo $226/mo
Everence Association Inc. $144/mo $172/mo $195/mo $213/mo
Humana Insurance Company $151/mo $157/mo $194/mo $240/mo
USAA Life Insurance Company $154/mo $181/mo $216/mo $250/mo
Medico Life and Health Insurance Company $160/mo $161/mo $172/mo $203/mo
Continental Life Insurance Company of Brentwood, Tennessee $161/mo $179/mo $211/mo $249/mo
State Farm Mutual Automobile Insurance Company $177/mo $216/mo $257/mo $297/mo
AARP - UnitedHealthcare Insurance Company $200/mo $219/mo $269/mo $319/mo
United American Insurance Company $278/mo $354/mo $404/mo $445/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan A Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $128/mo $147/mo $163/mo $173/mo
United American Insurance Company $141/mo $170/mo $180/mo $180/mo
Insurance Company of North America $160/mo $163/mo $193/mo $235/mo
Continental Life Insurance Company of Brentwood, Tennessee $178/mo $188/mo $221/mo $261/mo
Nassau Life Insurance Company $186/mo $200/mo $243/mo $284/mo
LifeShield National Insurance Company $187/mo $193/mo $237/mo $289/mo
State Farm Mutual Automobile Insurance Company $189/mo $238/mo $276/mo $310/mo
Omaha Supplemental Insurance Company $194/mo $204/mo $237/mo $284/mo
Humana Insurance Company $210/mo $233/mo $271/mo $312/mo
AFLAC $214/mo $235/mo $276/mo $317/mo
American Benefit Life Insurance Company $216/mo $222/mo $270/mo $329/mo
HealthSpring National Health Insurance Company $218/mo $229/mo $268/mo $320/mo
BlueCross BlueShield of Nebraska $220/mo $256/mo $311/mo $361/mo
Everence Association Inc. $222/mo $240/mo $252/mo $267/mo
Medica Insurance Company $223/mo $235/mo $277/mo $318/mo
USAA Life Insurance Company $245/mo $286/mo $342/mo $396/mo
Washington National Insurance Company $249/mo $322/mo $413/mo $516/mo
Medico Life and Health Insurance Company $267/mo $270/mo $288/mo $340/mo
AARP - UnitedHealthcare Insurance Company $272/mo $280/mo $294/mo $307/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan B Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $147/mo $171/mo $195/mo $215/mo
Continental Life Insurance Company of Brentwood, Tennessee $179/mo $189/mo $222/mo $262/mo
Humana Insurance Company $215/mo $254/mo $295/mo $335/mo
BlueCross BlueShield of Nebraska $276/mo $321/mo $390/mo $452/mo
United American Insurance Company $287/mo $353/mo $387/mo $391/mo
AARP - UnitedHealthcare Insurance Company $435/mo $446/mo $446/mo $464/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan C Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
BlueCross BlueShield of Nebraska $256/mo $298/mo $362/mo $420/mo
Humana Insurance Company $257/mo $303/mo $352/mo $400/mo
State Farm Mutual Automobile Insurance Company $285/mo $359/mo $416/mo $467/mo
United American Insurance Company $301/mo $375/mo $422/mo $458/mo
AARP - UnitedHealthcare Insurance Company $487/mo $499/mo $499/mo $519/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan D Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company $242/mo $297/mo $350/mo $398/mo
United American Insurance Company $283/mo $359/mo $407/mo $443/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan F Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $186/mo $218/mo $250/mo $278/mo
Nassau Life Insurance Company $197/mo $214/mo $256/mo $302/mo
Insurance Company of North America $204/mo $211/mo $250/mo $304/mo
AFLAC $223/mo $236/mo $284/mo $352/mo
USAA Life Insurance Company $223/mo $261/mo $311/mo $360/mo
LifeShield National Insurance Company $233/mo $242/mo $290/mo $349/mo
Humana Insurance Company $253/mo $281/mo $328/mo $382/mo
American Benefit Life Insurance Company $264/mo $276/mo $331/mo $399/mo
Washington National Insurance Company $266/mo $322/mo $390/mo $466/mo
Medica Insurance Company $273/mo $288/mo $342/mo $407/mo
HealthSpring National Health Insurance Company $278/mo $290/mo $333/mo $391/mo
BlueCross BlueShield of Nebraska $285/mo $332/mo $403/mo $467/mo
Omaha Supplemental Insurance Company $288/mo $309/mo $359/mo $422/mo
State Farm Mutual Automobile Insurance Company $288/mo $363/mo $420/mo $472/mo
Continental Life Insurance Company of Brentwood, Tennessee $295/mo $312/mo $366/mo $432/mo
Everence Association Inc. $311/mo $337/mo $357/mo $387/mo
United American Insurance Company $325/mo $405/mo $455/mo $493/mo
Medico Life and Health Insurance Company $360/mo $364/mo $388/mo $459/mo
AARP - UnitedHealthcare Insurance Company $551/mo $564/mo $564/mo $587/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan F Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee $48/mo $51/mo $59/mo $70/mo
United American Insurance Company $54/mo $72/mo $91/mo $111/mo
Humana Insurance Company $61/mo $72/mo $84/mo $95/mo
Medico Life and Health Insurance Company $108/mo $109/mo $116/mo $138/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan G Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $162/mo $191/mo $220/mo $246/mo
Insurance Company of North America $162/mo $164/mo $195/mo $237/mo
Nassau Life Insurance Company $177/mo $189/mo $231/mo $274/mo
USAA Life Insurance Company $180/mo $211/mo $250/mo $296/mo
AFLAC $187/mo $193/mo $232/mo $306/mo
LifeShield National Insurance Company $188/mo $194/mo $238/mo $291/mo
BlueCross BlueShield of Nebraska $200/mo $233/mo $283/mo $327/mo
Omaha Supplemental Insurance Company $207/mo $218/mo $252/mo $303/mo
Washington National Insurance Company $209/mo $270/mo $345/mo $432/mo
American Benefit Life Insurance Company $217/mo $223/mo $272/mo $331/mo
Medica Insurance Company $217/mo $231/mo $278/mo $331/mo
Everence Association Inc. $224/mo $243/mo $259/mo $277/mo
Humana Insurance Company $226/mo $252/mo $297/mo $347/mo
HealthSpring National Health Insurance Company $231/mo $243/mo $284/mo $339/mo
Continental Life Insurance Company of Brentwood, Tennessee $238/mo $251/mo $294/mo $348/mo
State Farm Mutual Automobile Insurance Company $243/mo $298/mo $350/mo $398/mo
Medico Life and Health Insurance Company $248/mo $250/mo $267/mo $315/mo
United American Insurance Company $262/mo $332/mo $376/mo $409/mo
AARP - UnitedHealthcare Insurance Company $555/mo $566/mo $531/mo $549/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan G Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $54/mo $72/mo $91/mo $111/mo
Omaha Supplemental Insurance Company $58/mo $64/mo $76/mo $89/mo
Washington National Insurance Company $58/mo $70/mo $85/mo $101/mo
Humana Insurance Company $59/mo $67/mo $79/mo $90/mo
Insurance Company of North America $60/mo $61/mo $72/mo $88/mo
HealthSpring National Health Insurance Company $77/mo $81/mo $95/mo $113/mo
Medico Life and Health Insurance Company $85/mo $86/mo $92/mo $109/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan K Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $106/mo $141/mo $157/mo $167/mo
Humana Insurance Company $114/mo $135/mo $156/mo $177/mo
AARP - UnitedHealthcare Insurance Company $185/mo $191/mo $200/mo $209/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan L Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Everence Association Inc. $131/mo $143/mo $153/mo $165/mo
United American Insurance Company $148/mo $197/mo $220/mo $235/mo
BlueCross BlueShield of Nebraska $153/mo $178/mo $216/mo $251/mo
Humana Insurance Company $196/mo $232/mo $269/mo $306/mo
AARP - UnitedHealthcare Insurance Company $270/mo $278/mo $292/mo $305/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan N Rates by Carrier in Nebraska

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $94/mo $111/mo $128/mo $145/mo
Insurance Company of North America $114/mo $116/mo $138/mo $168/mo
Nassau Life Insurance Company $126/mo $135/mo $166/mo $198/mo
AFLAC $138/mo $154/mo $193/mo $245/mo
LifeShield National Insurance Company $141/mo $158/mo $194/mo $230/mo
BlueCross BlueShield of Nebraska $143/mo $167/mo $203/mo $235/mo
Everence Association Inc. $144/mo $172/mo $195/mo $213/mo
Medica Insurance Company $151/mo $158/mo $196/mo $239/mo
USAA Life Insurance Company $154/mo $181/mo $216/mo $250/mo
Omaha Supplemental Insurance Company $155/mo $173/mo $204/mo $240/mo
Washington National Insurance Company $155/mo $200/mo $256/mo $320/mo
American Benefit Life Insurance Company $158/mo $173/mo $216/mo $270/mo
HealthSpring National Health Insurance Company $158/mo $175/mo $208/mo $246/mo
Continental Life Insurance Company of Brentwood, Tennessee $168/mo $187/mo $221/mo $260/mo
Humana Insurance Company $180/mo $202/mo $240/mo $283/mo
State Farm Mutual Automobile Insurance Company $184/mo $225/mo $267/mo $309/mo
Medico Life and Health Insurance Company $193/mo $195/mo $207/mo $245/mo
United American Insurance Company $278/mo $354/mo $404/mo $445/mo
AARP - UnitedHealthcare Insurance Company $488/mo $498/mo $474/mo $491/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Underwriting & Household Discount Pricing — Plan A in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan A differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring National Health Insurance Company w / 20% HHD $125 – $181/mo
w / 6% HHD $146 – $213/mo
Standard II w / 20% HHD $187 – $272/mo
Standard II w / 6% HHD $219 – $319/mo
Standard II $233 – $340/mo
AARP - UnitedHealthcare Insurance Company Standard $151 – $162/mo
Level 2 $375 – $400/mo
Medico Life and Health Insurance Company Preferred $221 – $257/mo
Standard I $243 – $283/mo
Standard II $276 – $321/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan B in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan B differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $209 – $224/mo
Level 2 $632 – $675/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan C in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan C differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $235 – $250/mo
Level 2 $708 – $755/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan F in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring National Health Insurance Company w / 20% HHD $159 – $231/mo
w / 6% HHD $186 – $271/mo
Standard II w / 20% HHD $238 – $346/mo
Standard II w / 6% HHD $279 – $406/mo
Standard II $297 – $432/mo
AARP - UnitedHealthcare Insurance Company Standard $265 – $283/mo
Level 2 $800 – $854/mo
Medico Life and Health Insurance Company Preferred $299 – $347/mo
Standard I $329 – $382/mo
Standard II $373 – $434/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — High-Deductible Plan F in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same High-Deductible Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
Medico Life and Health Insurance Company Preferred $90 – $104/mo
Standard I $99 – $114/mo
Standard II $112 – $130/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan G in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring National Health Insurance Company w / 20% HHD $132 – $192/mo
w / 6% HHD $155 – $225/mo
Standard II w / 20% HHD $198 – $288/mo
Standard II w / 6% HHD $232 – $338/mo
Standard II $247 – $360/mo
Medico Life and Health Insurance Company Preferred $205 – $238/mo
Standard I $226 – $262/mo
Standard II $256 – $298/mo
AARP - UnitedHealthcare Insurance Company Standard $216 – $231/mo
Level 2 $857 – $915/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — High-Deductible Plan G in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same High-Deductible Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring National Health Insurance Company w / 20% HHD $44 – $64/mo
w / 6% HHD $52 – $75/mo
Standard II w / 20% HHD $66 – $96/mo
Standard II w / 6% HHD $78 – $113/mo
Standard II $83 – $120/mo
Medico Life and Health Insurance Company Preferred $71 – $82/mo
Standard I $78 – $90/mo
Standard II $88 – $103/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan K in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan K differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $103 – $110/mo
Level 2 $256 – $273/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan L in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan L differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $150 – $161/mo
Level 2 $373 – $398/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan N in Nebraska

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan N differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Nebraska carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring National Health Insurance Company w / 20% HHD $90 – $131/mo
w / 6% HHD $106 – $154/mo
Standard II w / 20% HHD $136 – $197/mo
Standard II w / 6% HHD $159 – $232/mo
Standard II $169 – $246/mo
Medico Life and Health Insurance Company Preferred $160 – $185/mo
Standard I $176 – $204/mo
Standard II $199 – $232/mo
AARP - UnitedHealthcare Insurance Company Standard $200 – $213/mo
Level 2 $745 – $795/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

RESOURCES

More Information on Medicare Supplement in Nebraska

Yes, Nebraska offers a 30-day Medigap Birthday Rule window that starts on your birthday each year. During this annual window, policyholders can switch to an eligible Medicare Supplement plan without undergoing medical underwriting or answering health questions. It provides Cornhuskers a great annual opportunity to shop local rates and lower their monthly premiums.

Standard Medicare eligibility begins at age 65 for most Nebraska residents. You can also qualify earlier if you have received Social Security Disability benefits for 24 months or have qualifying conditions like ALS or End-Stage Renal Disease. Reaching age 65 triggers your initial 6-month Medigap Open Enrollment window, where you can secure any policy regardless of health history.

You can submit an application at any point during the year in Nebraska, but timing dictates whether you face health questions. Outside of your 6-month initial open enrollment period, your annual 30-day Birthday Rule window, or a qualifying life event, insurers can use medical underwriting to raise rates or deny coverage. Comparing quotes around these protected windows ensures you lock in the lowest rates whether you live in Omaha, Lincoln, or out in the Sandhills.

Yes, active enrollment in both Medicare Part A (Hospital) and Part B (Medical) is required before buying a Medigap policy in Nebraska. Medigap works strictly as secondary coverage to wrap around Original Medicare, paying out-of-pocket gaps like Part A deductibles and Part B coinsurance. Having both Part A and Part B set up with Social Security is the required first step before locking in local rate quotes.

Yes, you can qualify early if you have received Social Security Disability Insurance (SSDI) for 24 consecutive months or have been diagnosed with ALS or ESRD. Under Nebraska state law, insurers offering Medigap policies to seniors must also offer at least Medigap Plan A to under-65 disabled Medicare beneficiaries. Furthermore, when you turn 65, you get a fresh 6-month open enrollment window to choose from any Medigap plan on the market.

Before You Compare

Is Choosing the Cheapest Plan Right for Me?

The lowest premium isn't always the best value. Medigap plans are standardized — every Plan G covers the same benefits — but carriers differ in ways that affect your long-term costs and experience:

  • Introductory rates can be misleading. Some carriers offer low first-year premiums that increase significantly at renewal. Ask about a carrier's rate increase history before enrolling.
  • Rate stability matters more than starting price. A carrier that raises rates 3% annually will cost less over 10 years than one that starts lower but increases 8–12% per year.
  • Financial strength protects your coverage. AM Best ratings measure a carrier's ability to pay claims. A financially strong carrier is less likely to exit the market or impose steep rate hikes.

Questions to ask your agent:

  • "What's this carrier's rate increase history over the last 5 years?"
  • "How financially stable is this company?"
Talk to a licensed agent →
Ready to find the right Medicare plan?