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2026 Medicare Supplement in Minnesota

Rate data current as of

Community-Rated
Get an overview of Medicare Supplement rates in Minnesota across all available plan letters, including Plans G, N and F.
medicare supplement in minnesota
OVERVIEW

At A Glance: Medicare Supplement in Minnesota

Compare 2026 Medicare Supplement (Medigap) rates in Minnesota. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.


7
Carriers in Minnesota
$288/mo
Avg. Minnesota Basic Plan
$405/mo
Avg. Minnesota Extended Basic Plan

2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.

Gender:

Average Medigap Rates in Minnesota

2026 average monthly premiums for non-tobacco users across all carriers.

Average Plan A Rates in Minnesota 2026 averages · Non-tobacco · All carriers
Age Avg. Monthly Rate
65 $288/mo
70 $288/mo
75 $288/mo
80 $288/mo

Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.


CARRIERS

Medicare Supplement Insurance Providers in Minnesota

Plan A Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Insurance Company of North America
$248 $274 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$277 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Retirement Life Insurance Company
$289 $299 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$290 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$290 $302 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$301 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$326 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan B Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Insurance Company of North America
$288 $319 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Retirement Life Insurance Company
$322 $333 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$335 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$352 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$368 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$403 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$492 $512 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan Extended Basic Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

American Retirement Life Insurance Company
$353 $365 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$367 $405 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$368 $383 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$382 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$390 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$403 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$421 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota 50% Cost-Sharing Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Washington National Insurance Company
$130 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota 75% Cost-Sharing Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Washington National Insurance Company
$224 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota 50% Part A Cost-Sharing Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Washington National Insurance Company
$288 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota Basic Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Insurance Company of North America
$248 $274 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$277 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Retirement Life Insurance Company
$289 $299 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$290 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$290 $302 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$301 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$326 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota High-Deductible Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

American Retirement Life Insurance Company
$62 $64 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$93 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$111 $122 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$113 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$125 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota High-Deductible Plan 2 Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Continental Life Insurance Company of Brentwood, Tennessee
$101 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$126 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota Part B Copay Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

American Retirement Life Insurance Company
$172 $178 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$201 $209 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$221 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$234 $259 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$268 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$293 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota Extended Basic Plan Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

American Retirement Life Insurance Company
$353 $365 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$367 $405 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$382 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$390 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$403 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$421 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$492 $512 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Minnesota Extended Basic Plan (2020+) Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

American Retirement Life Insurance Company
$333 $344 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$346 $382 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$358 /mo
Age 65 · Non-tobacco · Rate varies by zip
Continental Life Insurance Company of Brentwood, Tennessee
$366 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$389 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medica Health Plans
$398 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$470 $490 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan MNR_UHC1 Rate Ranges by Carrier in Minnesota

Age 65 · Non-tobacco · 2026 · Rate varies by zip

AARP - UnitedHealthcare Insurance Company
$46 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Optional Riders Available in Minnesota

Age 65 · Non-tobacco · 2026 · Monthly add-on cost

Carrier Part A Ded. Part B Ded. Preventive Excess Chg.
AA
AARP - UnitedHealthcare Insurance Company
$45/mo $24/mo $5/mo $7/mo
AM
American Retirement Life Insurance Company
$33–$34/mo $24/mo $7/mo $3/mo
CO
Continental Life Insurance Company of Brentwood, Tennessee
$50/mo $24/mo $9/mo $4/mo
IN
Insurance Company of North America
$40–$45/mo $24/mo $8–$9/mo $3–$4/mo
ME
Medica Health Plans
$77/mo $24/mo $3/mo $1/mo
ST
State Farm Mutual Automobile Insurance Company
$78–$81/mo $22/mo $8/mo $4/mo
WA
Washington National Insurance Company
$91/mo $14/mo $9/mo $12/mo

Rider costs are add-on monthly premiums applied to your base plan. Availability varies by carrier. "—" means that carrier does not offer that rider. Request a personalized quote for exact pricing.

How we calculate displayed rates

Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Minnesota. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.

Lowest Plan A Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America Lowest $248/mo $248/mo $248/mo $248/mo
Washington National Insurance Company $277/mo $277/mo $277/mo $277/mo
American Retirement Life Insurance Company $289/mo $289/mo $289/mo $289/mo
AARP - UnitedHealthcare Insurance Company $290/mo $290/mo $290/mo $290/mo
State Farm Mutual Automobile Insurance Company $290/mo $290/mo $290/mo $290/mo
Continental Life Insurance Company of Brentwood, Tennessee $301/mo $301/mo $301/mo $301/mo
Medica Health Plans $326/mo $326/mo $326/mo $326/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan B Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America Lowest $288/mo $288/mo $288/mo $288/mo
American Retirement Life Insurance Company $322/mo $322/mo $322/mo $322/mo
AARP - UnitedHealthcare Insurance Company $335/mo $335/mo $335/mo $335/mo
Continental Life Insurance Company of Brentwood, Tennessee $352/mo $352/mo $352/mo $352/mo
Washington National Insurance Company $368/mo $368/mo $368/mo $368/mo
Medica Health Plans $403/mo $403/mo $403/mo $403/mo
State Farm Mutual Automobile Insurance Company $492/mo $492/mo $492/mo $492/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan Extended Basic Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company Lowest $353/mo $353/mo $353/mo $353/mo
Insurance Company of North America $367/mo $367/mo $367/mo $367/mo
State Farm Mutual Automobile Insurance Company $368/mo $368/mo $368/mo $368/mo
AARP - UnitedHealthcare Insurance Company $382/mo $382/mo $382/mo $382/mo
Continental Life Insurance Company of Brentwood, Tennessee $390/mo $390/mo $390/mo $390/mo
Washington National Insurance Company $403/mo $403/mo $403/mo $403/mo
Medica Health Plans $421/mo $421/mo $421/mo $421/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota 50% Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company Lowest $130/mo $130/mo $130/mo $130/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota 75% Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company Lowest $224/mo $224/mo $224/mo $224/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota 50% Part A Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company Lowest $288/mo $288/mo $288/mo $288/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota Basic Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America Lowest $248/mo $248/mo $248/mo $248/mo
Washington National Insurance Company $277/mo $277/mo $277/mo $277/mo
American Retirement Life Insurance Company $289/mo $289/mo $289/mo $289/mo
AARP - UnitedHealthcare Insurance Company $290/mo $290/mo $290/mo $290/mo
State Farm Mutual Automobile Insurance Company $290/mo $290/mo $290/mo $290/mo
Continental Life Insurance Company of Brentwood, Tennessee $301/mo $301/mo $301/mo $301/mo
Medica Health Plans $326/mo $326/mo $326/mo $326/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota High-Deductible Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company Lowest $62/mo $62/mo $62/mo $62/mo
Medica Health Plans $93/mo $93/mo $93/mo $93/mo
Insurance Company of North America $111/mo $111/mo $111/mo $111/mo
Washington National Insurance Company $113/mo $113/mo $113/mo $113/mo
Continental Life Insurance Company of Brentwood, Tennessee $125/mo $125/mo $125/mo $125/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota High-Deductible Plan 2 Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee Lowest $101/mo $101/mo $101/mo $101/mo
Medica Health Plans $126/mo $126/mo $126/mo $126/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota Part B Copay Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company Lowest $172/mo $172/mo $172/mo $172/mo
State Farm Mutual Automobile Insurance Company $201/mo $201/mo $201/mo $201/mo
Washington National Insurance Company $221/mo $221/mo $221/mo $221/mo
Insurance Company of North America $234/mo $234/mo $234/mo $234/mo
Continental Life Insurance Company of Brentwood, Tennessee $268/mo $268/mo $268/mo $268/mo
Medica Health Plans $293/mo $293/mo $293/mo $293/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota Extended Basic Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company Lowest $353/mo $353/mo $353/mo $353/mo
Insurance Company of North America $367/mo $367/mo $367/mo $367/mo
AARP - UnitedHealthcare Insurance Company $382/mo $382/mo $382/mo $382/mo
Continental Life Insurance Company of Brentwood, Tennessee $390/mo $390/mo $390/mo $390/mo
Washington National Insurance Company $403/mo $403/mo $403/mo $403/mo
Medica Health Plans $421/mo $421/mo $421/mo $421/mo
State Farm Mutual Automobile Insurance Company $492/mo $492/mo $492/mo $492/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Minnesota Extended Basic Plan (2020+) Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company Lowest $333/mo $333/mo $333/mo $333/mo
Insurance Company of North America $346/mo $346/mo $346/mo $346/mo
AARP - UnitedHealthcare Insurance Company $358/mo $358/mo $358/mo $358/mo
Continental Life Insurance Company of Brentwood, Tennessee $366/mo $366/mo $366/mo $366/mo
Washington National Insurance Company $389/mo $389/mo $389/mo $389/mo
Medica Health Plans $398/mo $398/mo $398/mo $398/mo
State Farm Mutual Automobile Insurance Company $470/mo $470/mo $470/mo $470/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan MNR_UHC1 Rates by Carrier in Minnesota

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
AARP - UnitedHealthcare Insurance Company Lowest $46/mo $46/mo $46/mo $46/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan A Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America $261/mo $261/mo $261/mo $261/mo
Washington National Insurance Company $277/mo $277/mo $277/mo $277/mo
AARP - UnitedHealthcare Insurance Company $290/mo $290/mo $290/mo $290/mo
American Retirement Life Insurance Company $294/mo $294/mo $294/mo $294/mo
State Farm Mutual Automobile Insurance Company $296/mo $296/mo $296/mo $296/mo
Continental Life Insurance Company of Brentwood, Tennessee $301/mo $301/mo $301/mo $301/mo
Medica Health Plans $326/mo $326/mo $326/mo $326/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan B Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America $303/mo $303/mo $303/mo $303/mo
American Retirement Life Insurance Company $327/mo $327/mo $327/mo $327/mo
AARP - UnitedHealthcare Insurance Company $335/mo $335/mo $335/mo $335/mo
Continental Life Insurance Company of Brentwood, Tennessee $352/mo $352/mo $352/mo $352/mo
Washington National Insurance Company $368/mo $368/mo $368/mo $368/mo
Medica Health Plans $403/mo $403/mo $403/mo $403/mo
State Farm Mutual Automobile Insurance Company $502/mo $502/mo $502/mo $502/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan Extended Basic Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company $359/mo $359/mo $359/mo $359/mo
State Farm Mutual Automobile Insurance Company $376/mo $376/mo $376/mo $376/mo
AARP - UnitedHealthcare Insurance Company $382/mo $382/mo $382/mo $382/mo
Insurance Company of North America $386/mo $386/mo $386/mo $386/mo
Continental Life Insurance Company of Brentwood, Tennessee $390/mo $390/mo $390/mo $390/mo
Washington National Insurance Company $403/mo $403/mo $403/mo $403/mo
Medica Health Plans $421/mo $421/mo $421/mo $421/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota 50% Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company $130/mo $130/mo $130/mo $130/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota 75% Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company $224/mo $224/mo $224/mo $224/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota 50% Part A Cost-Sharing Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Washington National Insurance Company $288/mo $288/mo $288/mo $288/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota Basic Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Insurance Company of North America $261/mo $261/mo $261/mo $261/mo
Washington National Insurance Company $277/mo $277/mo $277/mo $277/mo
AARP - UnitedHealthcare Insurance Company $290/mo $290/mo $290/mo $290/mo
American Retirement Life Insurance Company $294/mo $294/mo $294/mo $294/mo
State Farm Mutual Automobile Insurance Company $296/mo $296/mo $296/mo $296/mo
Continental Life Insurance Company of Brentwood, Tennessee $301/mo $301/mo $301/mo $301/mo
Medica Health Plans $326/mo $326/mo $326/mo $326/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota High-Deductible Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company $63/mo $63/mo $63/mo $63/mo
Medica Health Plans $93/mo $93/mo $93/mo $93/mo
Washington National Insurance Company $113/mo $113/mo $113/mo $113/mo
Insurance Company of North America $117/mo $117/mo $117/mo $117/mo
Continental Life Insurance Company of Brentwood, Tennessee $125/mo $125/mo $125/mo $125/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota High-Deductible Plan 2 Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Continental Life Insurance Company of Brentwood, Tennessee $101/mo $101/mo $101/mo $101/mo
Medica Health Plans $126/mo $126/mo $126/mo $126/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota Part B Copay Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company $175/mo $175/mo $175/mo $175/mo
State Farm Mutual Automobile Insurance Company $205/mo $205/mo $205/mo $205/mo
Washington National Insurance Company $221/mo $221/mo $221/mo $221/mo
Insurance Company of North America $247/mo $247/mo $247/mo $247/mo
Continental Life Insurance Company of Brentwood, Tennessee $268/mo $268/mo $268/mo $268/mo
Medica Health Plans $293/mo $293/mo $293/mo $293/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota Extended Basic Plan Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company $359/mo $359/mo $359/mo $359/mo
AARP - UnitedHealthcare Insurance Company $382/mo $382/mo $382/mo $382/mo
Insurance Company of North America $386/mo $386/mo $386/mo $386/mo
Continental Life Insurance Company of Brentwood, Tennessee $390/mo $390/mo $390/mo $390/mo
Washington National Insurance Company $403/mo $403/mo $403/mo $403/mo
Medica Health Plans $421/mo $421/mo $421/mo $421/mo
State Farm Mutual Automobile Insurance Company $502/mo $502/mo $502/mo $502/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Minnesota Extended Basic Plan (2020+) Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
American Retirement Life Insurance Company $339/mo $339/mo $339/mo $339/mo
AARP - UnitedHealthcare Insurance Company $358/mo $358/mo $358/mo $358/mo
Insurance Company of North America $364/mo $364/mo $364/mo $364/mo
Continental Life Insurance Company of Brentwood, Tennessee $366/mo $366/mo $366/mo $366/mo
Washington National Insurance Company $389/mo $389/mo $389/mo $389/mo
Medica Health Plans $398/mo $398/mo $398/mo $398/mo
State Farm Mutual Automobile Insurance Company $480/mo $480/mo $480/mo $480/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan MNR_UHC1 Rates by Carrier in Minnesota

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
AARP - UnitedHealthcare Insurance Company $46/mo $46/mo $46/mo $46/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

RESOURCES

More Information on Medicare Supplement in Minnesota

Before You Compare

Is Choosing the Cheapest Plan Right for Me?

The lowest premium isn't always the best value. Medigap plans are standardized — every Plan G covers the same benefits — but carriers differ in ways that affect your long-term costs and experience:

  • Introductory rates can be misleading. Some carriers offer low first-year premiums that increase significantly at renewal. Ask about a carrier's rate increase history before enrolling.
  • Rate stability matters more than starting price. A carrier that raises rates 3% annually will cost less over 10 years than one that starts lower but increases 8–12% per year.
  • Financial strength protects your coverage. AM Best ratings measure a carrier's ability to pay claims. A financially strong carrier is less likely to exit the market or impose steep rate hikes.

Questions to ask your agent:

  • "What's this carrier's rate increase history over the last 5 years?"
  • "How financially stable is this company?"
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