Compare 2026 Medicare Supplement (Medigap) rates in Minnesota. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.
2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.
2026 average monthly premiums for non-tobacco users across all carriers.
| Age | Avg. Monthly Rate |
|---|---|
| 65 | $280/mo |
| 70 | $280/mo |
| 75 | $280/mo |
| 80 | $280/mo |
Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Rate varies by zip
Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.
Age 65 · Non-tobacco · 2026 · Monthly add-on cost
| Carrier | Part A Ded. | Part B Ded. | Preventive | Excess Chg. |
|---|---|---|---|---|
|
American Retirement Life Insurance Company
|
$33–$34/mo | $24/mo | $7/mo | $3/mo |
|
BlueCross BlueShield of Minnesota
|
$40/mo | $24/mo | $4/mo | $1/mo |
|
Health Partners Plans, Inc.
|
$60/mo | — | $5/mo | $1/mo |
|
Medica Health Plans
|
$77/mo | $24/mo | $3/mo | $1/mo |
|
State Farm Mutual Automobile Insurance Company
|
$78–$81/mo | $22/mo | $8/mo | $4/mo |
|
UCare Health, Inc.
|
$37/mo | $21/mo | $6/mo | $2/mo |
|
Washington National Insurance Company
|
$88/mo | $13/mo | $6/mo | $9/mo |
| Carrier | Part A Ded. | Part B Ded. | Preventive | Excess Chg. |
|---|---|---|---|---|
|
American Retirement Life Insurance Company
|
$33–$34/mo | $24/mo | $7/mo | $3/mo |
|
BlueCross BlueShield of Minnesota
|
$40/mo | $24/mo | $4/mo | $1/mo |
|
Health Partners Plans, Inc.
|
$60/mo | — | $5/mo | $1/mo |
|
Medica Health Plans
|
$77/mo | $24/mo | $3/mo | $1/mo |
|
State Farm Mutual Automobile Insurance Company
|
$78–$81/mo | $22/mo | $8/mo | $4/mo |
|
UCare Health, Inc.
|
$37/mo | $21/mo | $6/mo | $2/mo |
|
Washington National Insurance Company
|
$88/mo | $13/mo | $6/mo | $9/mo |
Rider costs are add-on monthly premiums applied to your base plan. Availability varies by carrier. "—" means that carrier does not offer that rider. Request a personalized quote for exact pricing.
Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Minnesota. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $289/mo | $289/mo | $289/mo | $289/mo |
| State Farm Mutual Automobile Insurance Company | $290/mo | $290/mo | $290/mo | $290/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $289/mo | $289/mo | $289/mo | $289/mo |
| State Farm Mutual Automobile Insurance Company | $290/mo | $290/mo | $290/mo | $290/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $288/mo | $288/mo | $288/mo | $288/mo |
| UCare Health, Inc. | $296/mo | $296/mo | $296/mo | $296/mo |
| American Retirement Life Insurance Company | $322/mo | $322/mo | $322/mo | $322/mo |
| BlueCross BlueShield of Minnesota | $326/mo | $326/mo | $326/mo | $326/mo |
| Health Partners Plans, Inc. | $330/mo | $330/mo | $330/mo | $330/mo |
| Medica Health Plans | $403/mo | $403/mo | $403/mo | $403/mo |
| State Farm Mutual Automobile Insurance Company | $492/mo | $492/mo | $492/mo | $492/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $288/mo | $288/mo | $288/mo | $288/mo |
| UCare Health, Inc. | $296/mo | $296/mo | $296/mo | $296/mo |
| American Retirement Life Insurance Company | $322/mo | $322/mo | $322/mo | $322/mo |
| BlueCross BlueShield of Minnesota | $326/mo | $326/mo | $326/mo | $326/mo |
| Health Partners Plans, Inc. | $330/mo | $330/mo | $330/mo | $330/mo |
| Medica Health Plans | $403/mo | $403/mo | $403/mo | $403/mo |
| State Farm Mutual Automobile Insurance Company | $492/mo | $492/mo | $492/mo | $492/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $353/mo | $353/mo | $353/mo | $353/mo |
| State Farm Mutual Automobile Insurance Company | $368/mo | $368/mo | $368/mo | $368/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $353/mo | $353/mo | $353/mo | $353/mo |
| State Farm Mutual Automobile Insurance Company | $368/mo | $368/mo | $368/mo | $368/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $95/mo | $95/mo | $95/mo | $95/mo |
| BlueCross BlueShield of Minnesota | $155/mo | $155/mo | $155/mo | $155/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $95/mo | $95/mo | $95/mo | $95/mo |
| BlueCross BlueShield of Minnesota | $155/mo | $155/mo | $155/mo | $155/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $162/mo | $162/mo | $162/mo | $162/mo |
| BlueCross BlueShield of Minnesota | $220/mo | $220/mo | $220/mo | $220/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $162/mo | $162/mo | $162/mo | $162/mo |
| BlueCross BlueShield of Minnesota | $220/mo | $220/mo | $220/mo | $220/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $220/mo | $220/mo | $220/mo | $220/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $220/mo | $220/mo | $220/mo | $220/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $289/mo | $289/mo | $289/mo | $289/mo |
| State Farm Mutual Automobile Insurance Company | $290/mo | $290/mo | $290/mo | $290/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $289/mo | $289/mo | $289/mo | $289/mo |
| State Farm Mutual Automobile Insurance Company | $290/mo | $290/mo | $290/mo | $290/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| American Retirement Life Insurance Company Lowest | $62/mo | $62/mo | $62/mo | $62/mo |
| BlueCross BlueShield of Minnesota | $80/mo | $80/mo | $80/mo | $80/mo |
| Washington National Insurance Company | $89/mo | $89/mo | $89/mo | $89/mo |
| Medica Health Plans | $93/mo | $93/mo | $93/mo | $93/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| American Retirement Life Insurance Company Lowest | $62/mo | $62/mo | $62/mo | $62/mo |
| BlueCross BlueShield of Minnesota | $80/mo | $80/mo | $80/mo | $80/mo |
| Washington National Insurance Company | $89/mo | $89/mo | $89/mo | $89/mo |
| Medica Health Plans | $93/mo | $93/mo | $93/mo | $93/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| BlueCross BlueShield of Minnesota Lowest | $56/mo | $56/mo | $56/mo | $56/mo |
| Medica Health Plans | $126/mo | $126/mo | $126/mo | $126/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| BlueCross BlueShield of Minnesota Lowest | $56/mo | $56/mo | $56/mo | $56/mo |
| Medica Health Plans | $126/mo | $126/mo | $126/mo | $126/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $171/mo | $171/mo | $171/mo | $171/mo |
| American Retirement Life Insurance Company | $172/mo | $172/mo | $172/mo | $172/mo |
| BlueCross BlueShield of Minnesota | $196/mo | $196/mo | $196/mo | $196/mo |
| UCare Health, Inc. | $200/mo | $200/mo | $200/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $201/mo | $201/mo | $201/mo | $201/mo |
| Health Partners Plans, Inc. | $262/mo | $262/mo | $262/mo | $262/mo |
| Medica Health Plans | $293/mo | $293/mo | $293/mo | $293/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $171/mo | $171/mo | $171/mo | $171/mo |
| American Retirement Life Insurance Company | $172/mo | $172/mo | $172/mo | $172/mo |
| BlueCross BlueShield of Minnesota | $196/mo | $196/mo | $196/mo | $196/mo |
| UCare Health, Inc. | $200/mo | $200/mo | $200/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $201/mo | $201/mo | $201/mo | $201/mo |
| Health Partners Plans, Inc. | $262/mo | $262/mo | $262/mo | $262/mo |
| Medica Health Plans | $293/mo | $293/mo | $293/mo | $293/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $353/mo | $353/mo | $353/mo | $353/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Health Partners Plans, Inc. | $430/mo | $430/mo | $430/mo | $430/mo |
| State Farm Mutual Automobile Insurance Company | $492/mo | $492/mo | $492/mo | $492/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $353/mo | $353/mo | $353/mo | $353/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Health Partners Plans, Inc. | $430/mo | $430/mo | $430/mo | $430/mo |
| State Farm Mutual Automobile Insurance Company | $492/mo | $492/mo | $492/mo | $492/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 · Lowest available rate per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $303/mo | $303/mo | $303/mo | $303/mo |
| UCare Health, Inc. | $325/mo | $325/mo | $325/mo | $325/mo |
| American Retirement Life Insurance Company | $333/mo | $333/mo | $333/mo | $333/mo |
| BlueCross BlueShield of Minnesota | $346/mo | $346/mo | $346/mo | $346/mo |
| Medica Health Plans | $398/mo | $398/mo | $398/mo | $398/mo |
| State Farm Mutual Automobile Insurance Company | $470/mo | $470/mo | $470/mo | $470/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company Lowest | $303/mo | $303/mo | $303/mo | $303/mo |
| UCare Health, Inc. | $325/mo | $325/mo | $325/mo | $325/mo |
| American Retirement Life Insurance Company | $333/mo | $333/mo | $333/mo | $333/mo |
| BlueCross BlueShield of Minnesota | $346/mo | $346/mo | $346/mo | $346/mo |
| Medica Health Plans | $398/mo | $398/mo | $398/mo | $398/mo |
| State Farm Mutual Automobile Insurance Company | $470/mo | $470/mo | $470/mo | $470/mo |
Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $294/mo | $294/mo | $294/mo | $294/mo |
| State Farm Mutual Automobile Insurance Company | $296/mo | $296/mo | $296/mo | $296/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $294/mo | $294/mo | $294/mo | $294/mo |
| State Farm Mutual Automobile Insurance Company | $296/mo | $296/mo | $296/mo | $296/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $288/mo | $288/mo | $288/mo | $288/mo |
| UCare Health, Inc. | $296/mo | $296/mo | $296/mo | $296/mo |
| BlueCross BlueShield of Minnesota | $326/mo | $326/mo | $326/mo | $326/mo |
| American Retirement Life Insurance Company | $327/mo | $327/mo | $327/mo | $327/mo |
| Health Partners Plans, Inc. | $330/mo | $330/mo | $330/mo | $330/mo |
| Medica Health Plans | $403/mo | $403/mo | $403/mo | $403/mo |
| State Farm Mutual Automobile Insurance Company | $502/mo | $502/mo | $502/mo | $502/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $288/mo | $288/mo | $288/mo | $288/mo |
| UCare Health, Inc. | $296/mo | $296/mo | $296/mo | $296/mo |
| BlueCross BlueShield of Minnesota | $326/mo | $326/mo | $326/mo | $326/mo |
| American Retirement Life Insurance Company | $327/mo | $327/mo | $327/mo | $327/mo |
| Health Partners Plans, Inc. | $330/mo | $330/mo | $330/mo | $330/mo |
| Medica Health Plans | $403/mo | $403/mo | $403/mo | $403/mo |
| State Farm Mutual Automobile Insurance Company | $502/mo | $502/mo | $502/mo | $502/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $359/mo | $359/mo | $359/mo | $359/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| State Farm Mutual Automobile Insurance Company | $376/mo | $376/mo | $376/mo | $376/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $359/mo | $359/mo | $359/mo | $359/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| State Farm Mutual Automobile Insurance Company | $376/mo | $376/mo | $376/mo | $376/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $95/mo | $95/mo | $95/mo | $95/mo |
| BlueCross BlueShield of Minnesota | $155/mo | $155/mo | $155/mo | $155/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $95/mo | $95/mo | $95/mo | $95/mo |
| BlueCross BlueShield of Minnesota | $155/mo | $155/mo | $155/mo | $155/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $162/mo | $162/mo | $162/mo | $162/mo |
| BlueCross BlueShield of Minnesota | $220/mo | $220/mo | $220/mo | $220/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $162/mo | $162/mo | $162/mo | $162/mo |
| BlueCross BlueShield of Minnesota | $220/mo | $220/mo | $220/mo | $220/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $220/mo | $220/mo | $220/mo | $220/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $220/mo | $220/mo | $220/mo | $220/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $294/mo | $294/mo | $294/mo | $294/mo |
| State Farm Mutual Automobile Insurance Company | $296/mo | $296/mo | $296/mo | $296/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $200/mo | $200/mo | $200/mo | $200/mo |
| UCare Health, Inc. | $259/mo | $259/mo | $259/mo | $259/mo |
| Health Partners Plans, Inc. | $270/mo | $270/mo | $270/mo | $270/mo |
| BlueCross BlueShield of Minnesota | $286/mo | $286/mo | $286/mo | $286/mo |
| American Retirement Life Insurance Company | $294/mo | $294/mo | $294/mo | $294/mo |
| State Farm Mutual Automobile Insurance Company | $296/mo | $296/mo | $296/mo | $296/mo |
| Medica Health Plans | $326/mo | $326/mo | $326/mo | $326/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| American Retirement Life Insurance Company | $63/mo | $63/mo | $63/mo | $63/mo |
| BlueCross BlueShield of Minnesota | $80/mo | $80/mo | $80/mo | $80/mo |
| Washington National Insurance Company | $89/mo | $89/mo | $89/mo | $89/mo |
| Medica Health Plans | $93/mo | $93/mo | $93/mo | $93/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| American Retirement Life Insurance Company | $63/mo | $63/mo | $63/mo | $63/mo |
| BlueCross BlueShield of Minnesota | $80/mo | $80/mo | $80/mo | $80/mo |
| Washington National Insurance Company | $89/mo | $89/mo | $89/mo | $89/mo |
| Medica Health Plans | $93/mo | $93/mo | $93/mo | $93/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| BlueCross BlueShield of Minnesota | $56/mo | $56/mo | $56/mo | $56/mo |
| Medica Health Plans | $126/mo | $126/mo | $126/mo | $126/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| BlueCross BlueShield of Minnesota | $56/mo | $56/mo | $56/mo | $56/mo |
| Medica Health Plans | $126/mo | $126/mo | $126/mo | $126/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $171/mo | $171/mo | $171/mo | $171/mo |
| American Retirement Life Insurance Company | $175/mo | $175/mo | $175/mo | $175/mo |
| BlueCross BlueShield of Minnesota | $196/mo | $196/mo | $196/mo | $196/mo |
| UCare Health, Inc. | $200/mo | $200/mo | $200/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $205/mo | $205/mo | $205/mo | $205/mo |
| Health Partners Plans, Inc. | $262/mo | $262/mo | $262/mo | $262/mo |
| Medica Health Plans | $293/mo | $293/mo | $293/mo | $293/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $171/mo | $171/mo | $171/mo | $171/mo |
| American Retirement Life Insurance Company | $175/mo | $175/mo | $175/mo | $175/mo |
| BlueCross BlueShield of Minnesota | $196/mo | $196/mo | $196/mo | $196/mo |
| UCare Health, Inc. | $200/mo | $200/mo | $200/mo | $200/mo |
| State Farm Mutual Automobile Insurance Company | $205/mo | $205/mo | $205/mo | $205/mo |
| Health Partners Plans, Inc. | $262/mo | $262/mo | $262/mo | $262/mo |
| Medica Health Plans | $293/mo | $293/mo | $293/mo | $293/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $359/mo | $359/mo | $359/mo | $359/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Health Partners Plans, Inc. | $430/mo | $430/mo | $430/mo | $430/mo |
| State Farm Mutual Automobile Insurance Company | $502/mo | $502/mo | $502/mo | $502/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $316/mo | $316/mo | $316/mo | $316/mo |
| UCare Health, Inc. | $346/mo | $346/mo | $346/mo | $346/mo |
| American Retirement Life Insurance Company | $359/mo | $359/mo | $359/mo | $359/mo |
| BlueCross BlueShield of Minnesota | $370/mo | $370/mo | $370/mo | $370/mo |
| Medica Health Plans | $421/mo | $421/mo | $421/mo | $421/mo |
| Health Partners Plans, Inc. | $430/mo | $430/mo | $430/mo | $430/mo |
| State Farm Mutual Automobile Insurance Company | $502/mo | $502/mo | $502/mo | $502/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
Non-tobacco rates · 2026 averages per carrier
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $303/mo | $303/mo | $303/mo | $303/mo |
| UCare Health, Inc. | $325/mo | $325/mo | $325/mo | $325/mo |
| American Retirement Life Insurance Company | $339/mo | $339/mo | $339/mo | $339/mo |
| BlueCross BlueShield of Minnesota | $346/mo | $346/mo | $346/mo | $346/mo |
| Medica Health Plans | $398/mo | $398/mo | $398/mo | $398/mo |
| State Farm Mutual Automobile Insurance Company | $480/mo | $480/mo | $480/mo | $480/mo |
| Carrier | Age 65 | Age 70 | Age 75 | Age 80 |
|---|---|---|---|---|
| Washington National Insurance Company | $303/mo | $303/mo | $303/mo | $303/mo |
| UCare Health, Inc. | $325/mo | $325/mo | $325/mo | $325/mo |
| American Retirement Life Insurance Company | $339/mo | $339/mo | $339/mo | $339/mo |
| BlueCross BlueShield of Minnesota | $346/mo | $346/mo | $346/mo | $346/mo |
| Medica Health Plans | $398/mo | $398/mo | $398/mo | $398/mo |
| State Farm Mutual Automobile Insurance Company | $480/mo | $480/mo | $480/mo | $480/mo |
Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.
© 2026 United Medicare Advisors.
PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
Spring Insurance Solutions dba United Medicare Advisors and www.unitedmedicareadvisors.com are wholly owned and operated by Spring Venture Group, LLC. United Medicare Advisors and its divisions are licensed to sell insurance products in AL, AZ, AR, CA, CO, CT, DE, DC, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
