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2026 Medicare Supplement in Kansas

Rate data current as of

Attained-Age
Get an overview of Medicare Supplement rates in Kansas across all available plan letters, including Plans G, N and F.
medicare supplement costs in kansas
OVERVIEW

At A Glance: Medicare Supplement in Kansas

Compare 2026 Medicare Supplement (Medigap) rates in Kansas. Our licensed, independent agents help you find the best plan at the best price — whether you're new to Medicare or looking to switch carriers.


20
Carriers in Kansas
$265/mo
Avg. Plan G
$210/mo
Avg. Plan N
$336/mo
Avg. Plan F

2026 averages for age 65, non-tobacco. Rates vary by carrier, ZIP, and underwriting.

Gender:

Average Medigap Rates in Kansas

2026 average monthly premiums for non-tobacco users across all carriers.

Average Plan G Rates in Kansas 2026 averages · Non-tobacco · All carriers
Age Avg. Monthly Rate
65 $265/mo
70 $280/mo
75 $313/mo
80 $353/mo

Rates are statewide averages across all carriers. Your actual premium will vary by carrier, zip code, health status, and underwriting factors. Get a personalized quote for exact pricing.


CARRIERS

Medicare Supplement Insurance Providers in Kansas

Plan A Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$118 /mo
Age 65 · Non-tobacco · Rate varies by zip
Kansas Farm Bureau Health Plans
$132 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$139 $167 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$149 $160 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$150 $162 /mo
Age 65 · Non-tobacco · Rate varies by zip
HealthSpring Insurance Company
$155 $358 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$160 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$162 $171 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$167 $360 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$168 $181 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$173 $178 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$185 $199 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$186 $200 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company of America
$188 $640 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$196 $242 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$197 $285 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$204 $214 /mo
Age 65 · Non-tobacco · Rate varies by zip
United World Life Insurance Company
$209 $279 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$224 $241 /mo
Age 65 · Non-tobacco · Rate varies by zip
GPM Health and Life Insurance Company
$225 $238 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan B Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

First Health Life & Health Insurance Company
$159 $191 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$173 $187 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$237 $510 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$268 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan C Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

State Farm Mutual Automobile Insurance Company
$270 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$280 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$287 $618 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan D Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Kansas Farm Bureau Health Plans
$156 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$197 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$263 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$274 $290 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan F Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

LifeShield National Insurance Company
$179 $192 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$179 $189 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$187 $201 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$191 $206 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$200 $215 /mo
Age 65 · Non-tobacco · Rate varies by zip
HealthSpring Insurance Company
$212 $490 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$219 $236 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$220 $226 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$234 $245 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$243 $291 /mo
Age 65 · Non-tobacco · Rate varies by zip
United World Life Insurance Company
$250 $334 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$262 $381 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$262 $324 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$273 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$288 $620 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company of America
$289 $861 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$313 $338 /mo
Age 65 · Non-tobacco · Rate varies by zip
GPM Health and Life Insurance Company
$313 $332 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$359 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan F Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$44 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$79 $114 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan G Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

HealthSpring Insurance Company
$136 $314 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$150 $161 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$157 $166 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$162 $174 /mo
Age 65 · Non-tobacco · Rate varies by zip
Kansas Farm Bureau Health Plans
$162 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$169 $182 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$169 $182 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$175 $179 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$182 $265 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$186 $229 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company of America
$193 $813 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$195 $210 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$197 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$204 $220 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$204 $215 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$217 $260 /mo
Age 65 · Non-tobacco · Rate varies by zip
United World Life Insurance Company
$220 $293 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$231 $563 /mo
Age 65 · Non-tobacco · Rate varies by zip
GPM Health and Life Insurance Company
$231 $245 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$247 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

High-Deductible Plan G Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

United American Insurance Company
$44 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$45 $49 /mo
Age 65 · Non-tobacco · Rate varies by zip
HealthSpring Insurance Company
$45 $104 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$46 $57 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$48 $51 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$51 $53 /mo
Age 65 · Non-tobacco · Rate varies by zip
United World Life Insurance Company
$56 $74 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$57 $58 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$63 $91 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan K Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

AARP - UnitedHealthcare Insurance Company
$93 $201 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$105 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan L Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

Everence Association Inc.
$129 $140 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$148 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$166 $358 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

Plan N Rate Ranges by Carrier in Kansas

Age 65 · Non-tobacco · 2026 · Rate varies by zip

HealthSpring Insurance Company
$91 $210 /mo
Age 65 · Non-tobacco · Rate varies by zip
MedMutual Protect
$110 $116 /mo
Age 65 · Non-tobacco · Rate varies by zip
Insurance Company of North America
$114 $117 /mo
Age 65 · Non-tobacco · Rate varies by zip
LifeShield National Insurance Company
$116 $125 /mo
Age 65 · Non-tobacco · Rate varies by zip
AFLAC
$118 $127 /mo
Age 65 · Non-tobacco · Rate varies by zip
Kansas Farm Bureau Health Plans
$118 /mo
Age 65 · Non-tobacco · Rate varies by zip
American Benefit Life Insurance Company
$123 $132 /mo
Age 65 · Non-tobacco · Rate varies by zip
First Health Life & Health Insurance Company
$123 $148 /mo
Age 65 · Non-tobacco · Rate varies by zip
Nassau Life Insurance Company
$125 $135 /mo
Age 65 · Non-tobacco · Rate varies by zip
Washington National Insurance Company
$127 $156 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company of America
$130 $772 /mo
Age 65 · Non-tobacco · Rate varies by zip
Aetna Health Insurance Company
$130 $141 /mo
Age 65 · Non-tobacco · Rate varies by zip
Medico Life and Health Insurance Company
$133 $194 /mo
Age 65 · Non-tobacco · Rate varies by zip
Everence Association Inc.
$143 $155 /mo
Age 65 · Non-tobacco · Rate varies by zip
Humana Insurance Company
$146 $153 /mo
Age 65 · Non-tobacco · Rate varies by zip
State Farm Mutual Automobile Insurance Company
$149 /mo
Age 65 · Non-tobacco · Rate varies by zip
United World Life Insurance Company
$155 $206 /mo
Age 65 · Non-tobacco · Rate varies by zip
GPM Health and Life Insurance Company
$179 $190 /mo
Age 65 · Non-tobacco · Rate varies by zip
AARP - UnitedHealthcare Insurance Company
$216 $534 /mo
Age 65 · Non-tobacco · Rate varies by zip
United American Insurance Company
$236 /mo
Age 65 · Non-tobacco · Rate varies by zip

Rate ranges represent the lowest to highest available rate at age 65 for each carrier. Request a personalized quote for exact pricing.

How we calculate displayed rates

Figures for Medicare Supplement (Medigap) on this page use 2026 filed or community rates from our carrier-rate dataset for Kansas. Averages roll up multiple carriers and rate classes for the age, gender, and plan letter you select. Your premium can still differ based on ZIP code, underwriting, household discounts, and how the carrier bills the policy. Treat tables as directional guidance, not a binding quote.

Lowest Plan A Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $118/mo $150/mo $162/mo $163/mo
Kansas Farm Bureau Health Plans $132/mo $159/mo $185/mo $200/mo
First Health Life & Health Insurance Company $139/mo $159/mo $177/mo $188/mo
LifeShield National Insurance Company $149/mo $153/mo $189/mo $228/mo
Aetna Health Insurance Company $150/mo $159/mo $187/mo $220/mo
HealthSpring Insurance Company $155/mo $161/mo $196/mo $244/mo
State Farm Mutual Automobile Insurance Company $160/mo $202/mo $233/mo $262/mo
MedMutual Protect $162/mo $173/mo $203/mo $238/mo
AARP - UnitedHealthcare Insurance Company $167/mo $203/mo $239/mo $239/mo
American Benefit Life Insurance Company $168/mo $173/mo $211/mo $256/mo
Insurance Company of North America $173/mo $175/mo $208/mo $253/mo
Nassau Life Insurance Company $185/mo $194/mo $237/mo $279/mo
AFLAC $186/mo $204/mo $240/mo $275/mo
AARP - UnitedHealthcare Insurance Company of America $188/mo $209/mo $244/mo $283/mo
Washington National Insurance Company $196/mo $254/mo $325/mo $406/mo
Medico Life and Health Insurance Company $197/mo $199/mo $212/mo $250/mo
Humana Insurance Company $204/mo $219/mo $262/mo $318/mo
United World Life Insurance Company $209/mo $229/mo $255/mo $288/mo
Everence Association Inc. $224/mo $242/mo $254/mo $269/mo
GPM Health and Life Insurance Company $225/mo $248/mo $297/mo $342/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan B Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company Lowest $159/mo $186/mo $212/mo $233/mo
Aetna Health Insurance Company $173/mo $184/mo $216/mo $255/mo
AARP - UnitedHealthcare Insurance Company $237/mo $288/mo $340/mo $340/mo
United American Insurance Company $268/mo $345/mo $384/mo $390/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan C Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company Lowest $270/mo $340/mo $394/mo $443/mo
United American Insurance Company $280/mo $363/mo $415/mo $452/mo
AARP - UnitedHealthcare Insurance Company $287/mo $349/mo $411/mo $411/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan D Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Kansas Farm Bureau Health Plans Lowest $156/mo $186/mo $225/mo $261/mo
State Farm Mutual Automobile Insurance Company $197/mo $241/mo $284/mo $322/mo
United American Insurance Company $263/mo $348/mo $400/mo $437/mo
MedMutual Protect $274/mo $292/mo $342/mo $402/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan F Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
LifeShield National Insurance Company Lowest $179/mo $185/mo $222/mo $267/mo
MedMutual Protect $179/mo $191/mo $224/mo $263/mo
AFLAC $187/mo $200/mo $241/mo $298/mo
Nassau Life Insurance Company $191/mo $207/mo $241/mo $284/mo
American Benefit Life Insurance Company $200/mo $209/mo $250/mo $302/mo
HealthSpring Insurance Company $212/mo $218/mo $248/mo $291/mo
Aetna Health Insurance Company $219/mo $232/mo $273/mo $321/mo
Insurance Company of North America $220/mo $226/mo $269/mo $327/mo
Humana Insurance Company $234/mo $250/mo $299/mo $364/mo
First Health Life & Health Insurance Company $243/mo $285/mo $327/mo $364/mo
United World Life Insurance Company $250/mo $265/mo $302/mo $358/mo
Medico Life and Health Insurance Company $262/mo $265/mo $282/mo $334/mo
Washington National Insurance Company $262/mo $318/mo $385/mo $460/mo
State Farm Mutual Automobile Insurance Company $273/mo $344/mo $398/mo $447/mo
AARP - UnitedHealthcare Insurance Company $288/mo $350/mo $413/mo $413/mo
AARP - UnitedHealthcare Insurance Company of America $289/mo $321/mo $375/mo $433/mo
Everence Association Inc. $313/mo $340/mo $360/mo $390/mo
GPM Health and Life Insurance Company $313/mo $346/mo $414/mo $478/mo
United American Insurance Company $359/mo $466/mo $533/mo $580/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan F Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $44/mo $60/mo $76/mo $94/mo
Medico Life and Health Insurance Company $79/mo $79/mo $85/mo $100/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan G Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
HealthSpring Insurance Company Lowest $136/mo $141/mo $172/mo $214/mo
LifeShield National Insurance Company $150/mo $154/mo $190/mo $229/mo
MedMutual Protect $157/mo $167/mo $196/mo $230/mo
AFLAC $162/mo $170/mo $207/mo $270/mo
Kansas Farm Bureau Health Plans $162/mo $194/mo $234/mo $272/mo
American Benefit Life Insurance Company $169/mo $174/mo $212/mo $258/mo
Nassau Life Insurance Company $169/mo $178/mo $216/mo $257/mo
Insurance Company of North America $175/mo $177/mo $210/mo $256/mo
Medico Life and Health Insurance Company $182/mo $184/mo $196/mo $232/mo
Washington National Insurance Company $186/mo $240/mo $308/mo $385/mo
AARP - UnitedHealthcare Insurance Company of America $193/mo $215/mo $251/mo $290/mo
Aetna Health Insurance Company $195/mo $207/mo $243/mo $286/mo
State Farm Mutual Automobile Insurance Company $197/mo $241/mo $284/mo $323/mo
Everence Association Inc. $204/mo $220/mo $235/mo $251/mo
Humana Insurance Company $204/mo $219/mo $262/mo $319/mo
First Health Life & Health Insurance Company $217/mo $255/mo $294/mo $329/mo
United World Life Insurance Company $220/mo $241/mo $269/mo $303/mo
AARP - UnitedHealthcare Insurance Company $231/mo $280/mo $330/mo $330/mo
GPM Health and Life Insurance Company $231/mo $255/mo $306/mo $352/mo
United American Insurance Company $247/mo $327/mo $377/mo $411/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest High-Deductible Plan G Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company Lowest $44/mo $60/mo $76/mo $94/mo
Aetna Health Insurance Company $45/mo $48/mo $56/mo $67/mo
HealthSpring Insurance Company $45/mo $47/mo $57/mo $71/mo
Washington National Insurance Company $46/mo $56/mo $68/mo $81/mo
MedMutual Protect $48/mo $51/mo $60/mo $71/mo
Humana Insurance Company $51/mo $54/mo $65/mo $79/mo
United World Life Insurance Company $56/mo $61/mo $68/mo $77/mo
Insurance Company of North America $57/mo $58/mo $68/mo $83/mo
Medico Life and Health Insurance Company $63/mo $64/mo $68/mo $80/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan K Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
AARP - UnitedHealthcare Insurance Company Lowest $93/mo $113/mo $133/mo $133/mo
United American Insurance Company $105/mo $141/mo $156/mo $166/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan L Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Everence Association Inc. Lowest $129/mo $141/mo $151/mo $164/mo
United American Insurance Company $148/mo $197/mo $220/mo $233/mo
AARP - UnitedHealthcare Insurance Company $166/mo $202/mo $238/mo $238/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Lowest Plan N Rates by Carrier in Kansas

Non-tobacco rates · 2026 · Lowest available rate per carrier

Carrier Age 65 Age 70 Age 75 Age 80
HealthSpring Insurance Company Lowest $91/mo $100/mo $121/mo $147/mo
MedMutual Protect $110/mo $117/mo $137/mo $161/mo
Insurance Company of North America $114/mo $116/mo $138/mo $168/mo
LifeShield National Insurance Company $116/mo $122/mo $150/mo $182/mo
AFLAC $118/mo $129/mo $161/mo $210/mo
Kansas Farm Bureau Health Plans $118/mo $141/mo $171/mo $200/mo
American Benefit Life Insurance Company $123/mo $134/mo $168/mo $209/mo
First Health Life & Health Insurance Company $123/mo $146/mo $169/mo $190/mo
Nassau Life Insurance Company $125/mo $134/mo $164/mo $196/mo
Washington National Insurance Company $127/mo $163/mo $209/mo $261/mo
AARP - UnitedHealthcare Insurance Company of America $130/mo $145/mo $169/mo $196/mo
Aetna Health Insurance Company $130/mo $146/mo $172/mo $202/mo
Medico Life and Health Insurance Company $133/mo $135/mo $144/mo $170/mo
Everence Association Inc. $143/mo $172/mo $195/mo $213/mo
Humana Insurance Company $146/mo $156/mo $187/mo $227/mo
State Farm Mutual Automobile Insurance Company $149/mo $183/mo $217/mo $250/mo
United World Life Insurance Company $155/mo $191/mo $226/mo $261/mo
GPM Health and Life Insurance Company $179/mo $198/mo $237/mo $274/mo
AARP - UnitedHealthcare Insurance Company $216/mo $263/mo $310/mo $310/mo
United American Insurance Company $236/mo $314/mo $364/mo $403/mo

Rates are the lowest available from each carrier for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan A Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $118/mo $150/mo $162/mo $163/mo
Kansas Farm Bureau Health Plans $132/mo $159/mo $185/mo $200/mo
First Health Life & Health Insurance Company $153/mo $175/mo $195/mo $207/mo
LifeShield National Insurance Company $155/mo $159/mo $196/mo $237/mo
Aetna Health Insurance Company $156/mo $165/mo $194/mo $229/mo
State Farm Mutual Automobile Insurance Company $160/mo $202/mo $233/mo $262/mo
MedMutual Protect $167/mo $178/mo $209/mo $245/mo
American Benefit Life Insurance Company $174/mo $179/mo $219/mo $266/mo
Insurance Company of North America $175/mo $178/mo $211/mo $257/mo
Nassau Life Insurance Company $192/mo $202/mo $246/mo $290/mo
AFLAC $193/mo $211/mo $249/mo $285/mo
Humana Insurance Company $209/mo $224/mo $268/mo $326/mo
Washington National Insurance Company $219/mo $283/mo $363/mo $454/mo
GPM Health and Life Insurance Company $231/mo $256/mo $306/mo $353/mo
Everence Association Inc. $233/mo $251/mo $264/mo $280/mo
Medico Life and Health Insurance Company $237/mo $240/mo $256/mo $302/mo
United World Life Insurance Company $244/mo $267/mo $298/mo $336/mo
HealthSpring Insurance Company $247/mo $256/mo $312/mo $389/mo
AARP - UnitedHealthcare Insurance Company $263/mo $281/mo $300/mo $300/mo
AARP - UnitedHealthcare Insurance Company of America $392/mo $404/mo $424/mo $446/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan B Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
First Health Life & Health Insurance Company $175/mo $204/mo $233/mo $256/mo
Aetna Health Insurance Company $180/mo $191/mo $225/mo $265/mo
United American Insurance Company $268/mo $345/mo $384/mo $390/mo
AARP - UnitedHealthcare Insurance Company $374/mo $399/mo $425/mo $425/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan C Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
State Farm Mutual Automobile Insurance Company $270/mo $340/mo $394/mo $443/mo
United American Insurance Company $280/mo $363/mo $415/mo $452/mo
AARP - UnitedHealthcare Insurance Company $452/mo $483/mo $514/mo $514/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan D Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Kansas Farm Bureau Health Plans $156/mo $186/mo $225/mo $261/mo
State Farm Mutual Automobile Insurance Company $197/mo $241/mo $284/mo $322/mo
United American Insurance Company $263/mo $348/mo $400/mo $437/mo
MedMutual Protect $282/mo $300/mo $352/mo $413/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan F Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
MedMutual Protect $184/mo $196/mo $230/mo $270/mo
LifeShield National Insurance Company $186/mo $192/mo $231/mo $277/mo
AFLAC $194/mo $207/mo $250/mo $310/mo
Nassau Life Insurance Company $199/mo $215/mo $250/mo $295/mo
American Benefit Life Insurance Company $208/mo $217/mo $260/mo $314/mo
Insurance Company of North America $223/mo $229/mo $273/mo $331/mo
Aetna Health Insurance Company $227/mo $242/mo $284/mo $334/mo
Humana Insurance Company $239/mo $257/mo $307/mo $373/mo
First Health Life & Health Insurance Company $267/mo $313/mo $360/mo $400/mo
State Farm Mutual Automobile Insurance Company $273/mo $344/mo $398/mo $447/mo
United World Life Insurance Company $292/mo $310/mo $352/mo $417/mo
Washington National Insurance Company $293/mo $355/mo $430/mo $513/mo
Medico Life and Health Insurance Company $316/mo $320/mo $341/mo $403/mo
GPM Health and Life Insurance Company $323/mo $357/mo $427/mo $492/mo
Everence Association Inc. $326/mo $353/mo $375/mo $405/mo
HealthSpring Insurance Company $338/mo $347/mo $396/mo $463/mo
United American Insurance Company $359/mo $466/mo $533/mo $580/mo
AARP - UnitedHealthcare Insurance Company $454/mo $485/mo $516/mo $516/mo
AARP - UnitedHealthcare Insurance Company of America $548/mo $566/mo $597/mo $631/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan F Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $44/mo $60/mo $76/mo $94/mo
Medico Life and Health Insurance Company $95/mo $96/mo $102/mo $121/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan G Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
LifeShield National Insurance Company $155/mo $160/mo $197/mo $238/mo
MedMutual Protect $161/mo $172/mo $202/mo $237/mo
Kansas Farm Bureau Health Plans $162/mo $194/mo $234/mo $272/mo
AFLAC $168/mo $177/mo $215/mo $281/mo
American Benefit Life Insurance Company $175/mo $180/mo $220/mo $267/mo
Nassau Life Insurance Company $175/mo $184/mo $225/mo $266/mo
Insurance Company of North America $177/mo $179/mo $213/mo $259/mo
State Farm Mutual Automobile Insurance Company $197/mo $241/mo $284/mo $323/mo
Aetna Health Insurance Company $202/mo $215/mo $252/mo $297/mo
Washington National Insurance Company $208/mo $268/mo $344/mo $430/mo
Humana Insurance Company $210/mo $225/mo $269/mo $327/mo
Everence Association Inc. $212/mo $229/mo $244/mo $261/mo
HealthSpring Insurance Company $216/mo $225/mo $274/mo $341/mo
Medico Life and Health Insurance Company $220/mo $222/mo $237/mo $280/mo
GPM Health and Life Insurance Company $238/mo $263/mo $315/mo $363/mo
First Health Life & Health Insurance Company $239/mo $281/mo $323/mo $362/mo
United American Insurance Company $247/mo $327/mo $377/mo $411/mo
United World Life Insurance Company $257/mo $281/mo $313/mo $354/mo
AARP - UnitedHealthcare Insurance Company $397/mo $422/mo $447/mo $447/mo
AARP - UnitedHealthcare Insurance Company of America $472/mo $484/mo $505/mo $527/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average High-Deductible Plan G Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $44/mo $60/mo $76/mo $94/mo
Aetna Health Insurance Company $47/mo $50/mo $59/mo $69/mo
MedMutual Protect $50/mo $53/mo $62/mo $73/mo
Humana Insurance Company $52/mo $56/mo $67/mo $81/mo
Washington National Insurance Company $52/mo $62/mo $76/mo $90/mo
Insurance Company of North America $58/mo $58/mo $69/mo $84/mo
United World Life Insurance Company $65/mo $71/mo $79/mo $89/mo
HealthSpring Insurance Company $72/mo $75/mo $91/mo $114/mo
Medico Life and Health Insurance Company $76/mo $77/mo $82/mo $97/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan K Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
United American Insurance Company $105/mo $141/mo $156/mo $166/mo
AARP - UnitedHealthcare Insurance Company $147/mo $157/mo $167/mo $167/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan L Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
Everence Association Inc. $134/mo $147/mo $157/mo $170/mo
United American Insurance Company $148/mo $197/mo $220/mo $233/mo
AARP - UnitedHealthcare Insurance Company $262/mo $280/mo $298/mo $298/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Average Plan N Rates by Carrier in Kansas

Non-tobacco rates · 2026 averages per carrier

Carrier Age 65 Age 70 Age 75 Age 80
MedMutual Protect $113/mo $121/mo $141/mo $166/mo
Insurance Company of North America $116/mo $118/mo $140/mo $170/mo
Kansas Farm Bureau Health Plans $118/mo $141/mo $171/mo $200/mo
LifeShield National Insurance Company $120/mo $127/mo $156/mo $188/mo
AFLAC $122/mo $134/mo $167/mo $218/mo
American Benefit Life Insurance Company $127/mo $139/mo $174/mo $217/mo
Nassau Life Insurance Company $130/mo $139/mo $170/mo $204/mo
Aetna Health Insurance Company $135/mo $152/mo $179/mo $211/mo
First Health Life & Health Insurance Company $136/mo $160/mo $186/mo $209/mo
Washington National Insurance Company $141/mo $182/mo $233/mo $292/mo
HealthSpring Insurance Company $145/mo $160/mo $193/mo $235/mo
Everence Association Inc. $149/mo $179/mo $203/mo $221/mo
Humana Insurance Company $149/mo $160/mo $191/mo $233/mo
State Farm Mutual Automobile Insurance Company $149/mo $183/mo $217/mo $250/mo
Medico Life and Health Insurance Company $161/mo $163/mo $173/mo $205/mo
United World Life Insurance Company $180/mo $222/mo $264/mo $305/mo
GPM Health and Life Insurance Company $185/mo $204/mo $244/mo $282/mo
United American Insurance Company $236/mo $314/mo $364/mo $403/mo
AARP - UnitedHealthcare Insurance Company $375/mo $398/mo $422/mo $422/mo
AARP - UnitedHealthcare Insurance Company of America $417/mo $426/mo $440/mo $455/mo

Rates are carrier averages for non-tobacco users. Actual rates vary by zip code, health status, and underwriting. Request a personalized quote for exact pricing.

Underwriting & Household Discount Pricing — Plan A in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan A differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring Insurance Company w / 20% HHD $155 – $191/mo
w / 6% HHD $182 – $224/mo
Standard II w / 20% HHD $232 – $286/mo
Standard II w / 6% HHD $273 – $336/mo
Standard II $290 – $358/mo
AARP - UnitedHealthcare Insurance Company Standard $167/mo
Level 2 $360/mo
AARP - UnitedHealthcare Insurance Company of America Standard $188 – $244/mo
Level 2 $496 – $640/mo
Medico Life and Health Insurance Company Preferred $197 – $228/mo
Standard I $216 – $251/mo
Standard II $246 – $285/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan B in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan B differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $237/mo
Level 2 $510/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan C in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan C differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $287/mo
Level 2 $618/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan F in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring Insurance Company w / 20% HHD $212 – $262/mo
w / 6% HHD $249 – $307/mo
Standard II w / 20% HHD $318 – $392/mo
Standard II w / 6% HHD $374 – $461/mo
Standard II $398 – $490/mo
Medico Life and Health Insurance Company Preferred $262 – $305/mo
Standard I $288 – $335/mo
Standard II $328 – $381/mo
AARP - UnitedHealthcare Insurance Company Standard $288/mo
Level 2 $620/mo
AARP - UnitedHealthcare Insurance Company of America Standard $289 – $374/mo
Level 2 $668 – $861/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — High-Deductible Plan F in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same High-Deductible Plan F differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
Medico Life and Health Insurance Company Preferred $79 – $91/mo
Standard I $87 – $101/mo
Standard II $98 – $114/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan G in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring Insurance Company w / 20% HHD $136 – $167/mo
w / 6% HHD $160 – $197/mo
Standard II w / 20% HHD $204 – $251/mo
Standard II w / 6% HHD $239 – $295/mo
Standard II $255 – $314/mo
Medico Life and Health Insurance Company Preferred $182 – $212/mo
Standard I $201 – $233/mo
Standard II $228 – $265/mo
AARP - UnitedHealthcare Insurance Company of America Standard $193 – $250/mo
Level 2 $631 – $813/mo
AARP - UnitedHealthcare Insurance Company Standard $231/mo
Level 2 $563/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — High-Deductible Plan G in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same High-Deductible Plan G differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring Insurance Company w / 20% HHD $45 – $56/mo
w / 6% HHD $53 – $65/mo
Standard II w / 20% HHD $68 – $84/mo
Standard II w / 6% HHD $80 – $98/mo
Standard II $85 – $104/mo
Medico Life and Health Insurance Company Preferred $63 – $73/mo
Standard I $69 – $80/mo
Standard II $79 – $91/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan K in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan K differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $93/mo
Level 2 $201/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan L in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan L differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
AARP - UnitedHealthcare Insurance Company Standard $166/mo
Level 2 $358/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

Underwriting & Household Discount Pricing — Plan N in Kansas

Age 65 · Non-tobacco · 2026 · Carriers with variable rate classes

Why this matters: Carriers price the same Plan N differently based on two factors — underwriting (health-based rate classes often labeled Preferred / Standard / Select / Level 1–3) and household discounts (a 5–20% reduction when two or more members of a household hold Medigap coverage with the same carrier). Some carriers use only one, some use both, and some apply neither. The same covered benefits can cost 20–40% less depending on which rate class you qualify for. Below are the Kansas carriers with variable pricing — a licensed UMA agent can help you understand what you’re likely to qualify for before you apply.

Carrier Rate Class (underwriting and/or household discount) Monthly Rate
HealthSpring Insurance Company w / 20% HHD $91 – $112/mo
w / 6% HHD $107 – $131/mo
Standard II w / 20% HHD $136 – $168/mo
Standard II w / 6% HHD $160 – $197/mo
Standard II $170 – $210/mo
AARP - UnitedHealthcare Insurance Company of America Standard $130 – $169/mo
Level 2 $599 – $772/mo
Medico Life and Health Insurance Company Preferred $133 – $155/mo
Standard I $147 – $170/mo
Standard II $167 – $194/mo
AARP - UnitedHealthcare Insurance Company Standard $216/mo
Level 2 $534/mo

Reading this table: Row labels reflect how each carrier sets its rate classes. Health-based tiers often appear as Preferred, Standard I/II, or Level 1–3. Household discount variants typically include a percentage reference (e.g., w/ 20% HHD). Some carriers combine both dimensions in a single label (e.g., Standard II w/ 20% HHD). Actual rate class assignment depends on your health history, application answers, and whether another household member holds Medigap coverage with the same carrier. Talk to a licensed agent to understand what you qualify for.

RESOURCES

More Information on Medicare Supplement in Kansas

Yes. To purchase any standardized Medicare Supplement (Medigap) plan in Kansas, you must be actively enrolled in both Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Think of Original Medicare as the deep roots of a native Kansas sunflower--you simply cannot grow your supplemental protection on top until that core federal foundation is firmly planted.

Yes. You are technically allowed to apply for a Medigap plan at any time of the year in Kansas. Unlike Medicare Advantage or Part D prescription plans, Medigap does not have a strict annual fall enrollment window that locks you out. However, timing does affect your rates. If you apply outside of your initial six-month Medigap Open Enrollment Period, private carriers will require medical underwriting. They can review your entire health history, charge you steeper rates, or reject your application outright due to pre-existing conditions.

No. Kansas does not currently have a state-mandated Medigap birthday rule in place. While a handful of states grant their residents an annual window around their birthday to swap insurance carriers without a health check, Kansas follows the standard federal baseline. There is no automated yellow brick road to bypass health questions down the road, meaning your initial enrollment window is the absolute safest and most crucial time to choose your long-term plan.

For the vast majority of Kansans, Medicare eligibility officially begins at age 65. Your Initial Enrollment Period is a seven-month window that opens three months before your 65th birthday month, includes the month you blow out the candles, and extends for three months afterward. However, you can cross the starting line early if you qualify via a long-term disability (after receiving Social Security Disability benefits for 24 months) or if you have specific chronic conditions like ALS or End-Stage Renal Disease (ESRD).

No. You are not legally required to buy a Medicare Part D prescription drug plan in Kansas. However, going without it is a major gamble, even if you don't have regular prescriptions. Modern Medigap policies are prohibited by federal law from covering retail pharmacy medications. If you skip Part D when you are first eligible and lack equivalent creditable drug coverage from a former employer, Medicare will attach a permanent, lifelong monthly late-enrollment penalty to your premium when you do eventually sign up.

Before You Compare

Is Choosing the Cheapest Plan Right for Me?

The lowest premium isn't always the best value. Medigap plans are standardized — every Plan G covers the same benefits — but carriers differ in ways that affect your long-term costs and experience:

  • Introductory rates can be misleading. Some carriers offer low first-year premiums that increase significantly at renewal. Ask about a carrier's rate increase history before enrolling.
  • Rate stability matters more than starting price. A carrier that raises rates 3% annually will cost less over 10 years than one that starts lower but increases 8–12% per year.
  • Financial strength protects your coverage. AM Best ratings measure a carrier's ability to pay claims. A financially strong carrier is less likely to exit the market or impose steep rate hikes.

Questions to ask your agent:

  • "What's this carrier's rate increase history over the last 5 years?"
  • "How financially stable is this company?"
Talk to a licensed agent →
Ready to find the right Medicare plan?