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Key takeaways Some of the most significant changes to Medicare Part D began in 2024, including drug price negotiations and the elimination of the 5% coinsurance during the catastrophic coverage phase. However, in 2025, the out-of-pocket maximum for prescription drug plans will be capped at $2,000 and the Centers for…
Key Takeaways Beginning in 2024, new Medicare Part D changes went into effect. The 5% coinsurance requirement for Part D beneficiaries in catastrophic coverage was removed; this essentially caps out-of-pocket spending at around $3,300 for 2024. In 2025, a new $2,000 out-of-pocket spending limit begins for Part D beneficiaries These…
When it comes to planning for the future, we often focus on major life events such as buying a house, getting married, or starting a family. However, it is equally important to consider the inevitable expenses associated with end-of-life arrangements. That’s where final expense insurance, also known as burial insurance…
Losing cell service can be frustrating, especially when we rely on our smartphones to stay connected. Often, losing cell service is not even due to your own fault, as there are sometimes nationwide outages based on providers. But fear not, there’s a solution that can keep you connected even without…
If you’ve ever wondered if difficulty rising from a couch or shortness of breath after a walk to the mailbox means you lack fitness, there’s a simple test – the Senior Fitness Test – that can tell you. Many older adults are deficient in an important aspect of wellness experts…
If it’s true that investing in one’s health is money spent wisely, then a well-equipped home gym for seniors must be a smart investment and a great value. Regular exercise – at least 30 minutes a day, five days a week – confers multiple physical and mental benefits on older…
Making New Year’s Resolutions is as traditional as eggnog and watching the ball drop in Times Square, a time for new beginnings and setting positive goals. Studies show that only a small percentage of people (just eight percent) actually stick to their resolutions throughout the year. Even if you fall…
Finding the right Medigap plan is a matter of comparison based on the benefits you need (and want), and what you can afford. In most cases, the main difference between plans of the same letter sold by different insurance companies is the cost. With an understanding of what’s available in…
Losing your Medicare card can be a frustrating experience, but don’t worry: Getting a replacement card is a relatively straightforward process. In this article, we will guide you through the steps to obtain a Medicare card replacement, whether you’ve lost it or simply need a new one. But first, let’s…
Discover the available Medicare Supplement Insurance plans in 2024 and stay informed about the latest updates. Understand the differences between plan types and make an informed choice. Prepare for rising healthcare costs with comprehensive coverage.
