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Pharmacist hands prescription medicine to customer in paper bag.

4 Prescription Discount Programs That May Save You Money

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If you’re a Medicare Supplement beneficiary, prescription drug costs can strain your budget. But there is a way to save on prescriptions, through free or affordable prescription discount programs online. In this guide, we’ll break down the pros and cons of these programs, explore four popular options, and highlight Medicare-specific…

A person sitting at a desk with a laptop and smartphone with several 3D pop-up windows about AI exploding from the screens. The topics are vague and confusing/

Demystifying AI in Medicare: What You Need to Know

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AI is shaping the future of countless industries — including Medicare. But what does that mean for you? Here’s what you should know about the current and future use of AI, the positives and negatives that come with it, and how you can safeguard your health in this new era.

Group of women with different ages and ethnicities having fun walking in the woods enjoying cool weather activities

Cool Weather Activities and Safety Tips for Seniors

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Need a few suggestions on how to stay active and warm this fall and winter? Here’s our guide on how to plan ahead, create a cool weather activity calendar, and prioritize your safety in the months ahead.

Negotiated Prescription-Drug Savings

Breaking Down the Savings on Medicare’s 10 Negotiated Prescriptions

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The Centers for Medicare & Medicaid Services (CMS) has taken significant steps to curb the rising cost of prescription drugs through the Medicare Drug Price Negotiation Program. As we have written about before, this groundbreaking initiative empowers Medicare to negotiate prices for some of the most commonly used and costly…

lawn and garden prep for fall

Your Yard and Garden To-Do List Before Fall

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As the hottest days of summer begin to wind down, you might find yourself with a little extra time on your hands now that you’re retired. It’s the perfect opportunity to turn your attention to your lawn and garden, ensuring they remain vibrant throughout the fall and winter. With a…

What You Need To Know About Medicare’s Drug Price Negotiations

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For the first time in its history, Medicare is negotiating drug prices directly with pharmaceutical companies. This initiative, established under the Inflation Reduction Act, aims to lower the cost of prescription medications for millions of Americans under the Medicare umbrella. The Medicare drug price negotiations are on-going, but the new…

heat stroke in seniors

Heat Stroke Signs and Tips for Prevention: Summer Safety for Seniors

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With summer temperatures comes higher risk of heat-related illnesses like heat stroke and heat exhaustion, especially for people 65 years old and older. Heat stroke is a condition where internal body temperature reaches above 104 degrees, with symptoms that can cause serious stress to your internal organs. What you may…

senior couple on medicare supplement traveling abroad

Traveling Abroad With Medicare? What You Need To Know About Your Medigap Coverage

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Disclosure: This post may contain affiliate links, meaning United Medicare Advisors may earn a commission at no cost to you if you make a purchase through the links provided below Are you one of the millions of seniors planning an international adventure? If you have a Medicare Supplement Insurance (Medigap) plan,…

man evaluating medicare prescription payment plan

On A Budget? This Medicare Change Might Help You in 2025

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Key takeaways Some of the most significant changes to Medicare Part D began in 2024, including drug price negotiations and the elimination of the 5% coinsurance during the catastrophic coverage phase. However, in 2025, the out-of-pocket maximum for prescription drug plans will be capped at $2,000 and the Centers for…

medicare part d changes

Medicare Part D Changes: What’s New For 2024 and 2025

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Key Takeaways Beginning in 2024, new Medicare Part D changes went into effect. The 5% coinsurance requirement for Part D beneficiaries in catastrophic coverage was removed; this essentially caps out-of-pocket spending at around $3,300 for 2024. In 2025, a new $2,000 out-of-pocket spending limit begins for Part D beneficiaries These…

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