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As the hottest days of summer begin to wind down, you might find yourself with a little extra time on your hands now that you’re retired. It’s the perfect opportunity to turn your attention to your lawn and garden, ensuring they remain vibrant throughout the fall and winter. With a…
For the first time in its history, Medicare is negotiating drug prices directly with pharmaceutical companies. This initiative, established under the Inflation Reduction Act, aims to lower the cost of prescription medications for millions of Americans under the Medicare umbrella. The Medicare drug price negotiations are on-going, but the new…
With summer temperatures comes higher risk of heat-related illnesses like heat stroke and heat exhaustion, especially for people 65 years old and older. Heat stroke is a condition where internal body temperature reaches above 104 degrees, with symptoms that can cause serious stress to your internal organs. What you may…
Disclosure:Â This post may contain affiliate links, meaning United Medicare Advisors may earn a commission at no cost to you if you make a purchase through the links provided below Are you one of the millions of seniors planning an international adventure? If you have a Medicare Supplement Insurance (Medigap) plan,…
Key takeaways Some of the most significant changes to Medicare Part D began in 2024, including drug price negotiations and the elimination of the 5% coinsurance during the catastrophic coverage phase. However, in 2025, the out-of-pocket maximum for prescription drug plans will be capped at $2,000 and the Centers for…
Key Takeaways Beginning in 2024, new Medicare Part D changes went into effect. The 5% coinsurance requirement for Part D beneficiaries in catastrophic coverage was removed; this essentially caps out-of-pocket spending at around $3,300 for 2024. In 2025, a new $2,000 out-of-pocket spending limit begins for Part D beneficiaries These…
When it comes to planning for the future, we often focus on major life events such as buying a house, getting married, or starting a family. However, it is equally important to consider the inevitable expenses associated with end-of-life arrangements. That’s where final expense insurance, also known as burial insurance…
Losing cell service can be frustrating, especially when we rely on our smartphones to stay connected. Often, losing cell service is not even due to your own fault, as there are sometimes nationwide outages based on providers. But fear not, there’s a solution that can keep you connected even without…
If you’ve ever wondered if difficulty rising from a couch or shortness of breath after a walk to the mailbox means you lack fitness, there’s a simple test – the Senior Fitness Test – that can tell you. Many older adults are deficient in an important aspect of wellness experts…
If it’s true that investing in one’s health is money spent wisely, then a well-equipped home gym for seniors must be a smart investment and a great value. Regular exercise – at least 30 minutes a day, five days a week – confers multiple physical and mental benefits on older…
