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Family vacations are a great way to connect. Multi-generational vacations offer families the chance to spend quality time together while having new experiences, with many people calling them the ultimate way to make memories with extended family. Multi-generational travel — including grandparents, adult children, and grandchildren — has been growing…
Navigating Medicare can be complex, especially when it comes to supplemental coverage. If you’re looking for a way to ensure you can get a Medicare Supplement plan without medical underwriting, understanding your guaranteed issue rights is crucial. This article breaks down everything you need to know, from what it is…
Retirement presents the perfect opportunity for trying new things you didn’t have time for before. Traveling to places you’ve always wanted to visit, taking up a new hobby, or even switching your wardrobe are all fun ways to broaden your horizons in this new stage of life. If you’re looking…
Retirement should be a time of comfort and relaxation — and maybe one or two tropical vacations. But many retiring seniors find themselves in a place of fiscal hardship, either due to poor financial planning or rising federal costs, that cause unwanted stress and difficulties. “Millions of Americans retire every…
Original Medicare (Part A and Part B) covers most, but not all, of the health care costs you may face. Medicare Supplement Insurance, also called “Medigap”, helps fill the “gaps” in coverage to mitigate costs and offers Medicare beneficiaries peace of mind. What Medicare Supplement Plans cover Medicare Supplement plans…
Medicare is confusing! Every now and then, it’s good to revisit the basics so you stay informed about your health care insurance. This Medicare glossary includes the most common Medicare terms that you should know as you research Medicare 1. Ancillary Services A supplemental or supportive healthcare service provided in…
If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give you the answers you need to inform your Medicare decisions. One question we get a lot concerns our client’s location:…
The law that led to Medicare and Medicaid was signed by President Lyndon B. Johnson on July 30, 1965. At that time, the program included Part A (Hospital Insurance) and Part B (Medical Insurance). This is now known as “Original Medicare” or “Traditional Medicare”, and approximately 44 million people are…
Medicare Part A and Part B provide the exact same benefits for all Medicare beneficiaries throughout the country no matter their age or location. Why is it, then, that premiums for that coverage can vary greatly? High-Income Levels Mean Higher Premiums Higher premium rates apply to individuals who have incomes…
After all your years of hard work, you deserve to enjoy your retirement. No more worrying about deadlines and deliverables — now is the time to make the most of your free time and do things just for you. This is why so many retirees take up traveling as a…
