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Original Medicare Does Not Cover Basic Services for Eyes, Ears, and Teeth Did you know that Original Medicare doesn’t include routine dental, vision, or hearing care? Just as some employers ask employees to elect dental or vision coverage as a separate line item, Original Medicare works in a similar way. If you’ve ever awoken to…
Your roadmap to Medicare coverage in the new year, compliments of United Medicare Advisors Are you one of the 300,000 Americans who will enroll in Medicare this month? If you are already enrolled, are you sure your plan is the best one for you? Medicare coverage and pricing change each year. And every year, the…
Solving the Medicare puzzle For many seniors across the nation, selecting a Medicare policy that fits their needs and budget is a daunting task. While it’s true that senior health care has many moving pieces and parts, we believe that Medicare shouldn’t be as complicated as others make it seem. In this eBook, our experts…
Your free guide to Medicare in 2019 In America, roughly 10,000 baby boomers turn 65 each day. It’s at this age that we see a generational shift in healthcare needs and many seniors turn to Medicare, which can be tremendously complicated, with many moving pieces and changing parts. Every year, the Medicare program undergoes a…
When you get Medicare, or buy Medicare Supplement Insurance, you need to familiarize yourself with some key terms. After all, you want to know exactly what your coverage includes and which costs you have to pay out of pocket. Specifically, you need to understand the difference between Medicare copayments and coinsurance for Original Medicare and…
Networks are often a confusing topic for beneficiaries of any type of insurance. Here are answers to six of the most common questions we receive about Medicare networks. As always, we are here to help if you have any Medicare network questions not covered below. 1. What is an HMO? An HMO is a Health…
Facing a surgery is scary enough without worrying about your finances. Medicare is there to help reduce your surgery bills and stress levels. Read on to get a better idea of your out-of-pocket surgery costs. What Does Medicare Cover? Medicare covers many expenses related to essential surgical procedures, but it does not cover elective surgeries…
Medicare’s Annual Election Period (AEP) runs from October 15 to December 7 every year. During this time, you can freely switch from Original Medicare to Medicare Advantage, or from Medicare Advantage to Original Medicare. You can also change your Medicare Advantage or Prescription Drug plan. Additionally, you can enroll in a Part D Prescription Drug…
When it comes to Medicare expenses, budgeting is equally as important as managing the costs you pay. Given that Medicare does not cover everything, setting up a budget will help keep you from running into financial troubles. Read our Medicare budget tips to see how you can manage Medicare expenses and medical costs. Saving for…
You probably know that Medicare pays for medical expenses, but you may not know how the program continues to receive funds. If you’re on Medicare, you may wonder about Medicare funding. Where does the U.S. government get the money to offer health care for people ages 65 and older? What Is Medicare? The U.S. government…