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Retirement presents the perfect opportunity for trying new things you didn’t have time for before. Traveling to places you’ve always wanted to visit, taking up a new hobby, or even switching your wardrobe are all fun ways to broaden your horizons in this new stage of life. If you’re looking…
Retirement should be a time of comfort and relaxation — and maybe one or two tropical vacations. But many retiring seniors find themselves in a place of fiscal hardship, either due to poor financial planning or rising federal costs, that cause unwanted stress and difficulties. “Millions of Americans retire every…
Original Medicare (Part A and Part B) covers most, but not all, of the health care costs you may face. Medicare Supplement Insurance, also called “Medigap”, helps fill the “gaps” in coverage to mitigate costs and offers Medicare beneficiaries peace of mind. What Medicare Supplement Plans cover Medicare Supplement plans…
Medicare is confusing! Every now and then, it’s good to revisit the basics so you stay informed about your health care insurance. This Medicare glossary includes the most common Medicare terms that you should know as you research Medicare 1. Ancillary Services A supplemental or supportive healthcare service provided in…
If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give you the answers you need to inform your Medicare decisions. One question we get a lot concerns our client’s location:…
The law that led to Medicare and Medicaid was signed by President Lyndon B. Johnson on July 30, 1965. At that time, the program included Part A (Hospital Insurance) and Part B (Medical Insurance). This is now known as “Original Medicare” or “Traditional Medicare”, and approximately 44 million people are…
After all your years of hard work, you deserve to enjoy your retirement. No more worrying about deadlines and deliverables — now is the time to make the most of your free time and do things just for you. This is why so many retirees take up traveling as a…
Living with and caring for an aging loved one can be difficult, time-consuming, and stressful. But, at the same time, it is an honor to be there to provide care to someone you care about. Over time, you may discover that supporting aging seniors or those with disabilities can involve…
As you get older or your healthcare needs evolve, you need insurance that will give you the best coverage possible. Medicare offers great hospital, medical, and prescription coverage for adults over 65 and those with disabilities. However, out-of-pocket costs can add up quickly, leaving you to find extra money to…
Today, the American Diabetes Association estimates that nearly 40 million people in the United States have diabetes. Specifically for older adults, around 30% of seniors (or about 16.5 million people) have diabetes, according to the Centers for Disease Control. The World Health Organization expects diabetes to be the seventh leading…
