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As a Medicare beneficiary with a Medicare Part D Prescription Drug Plan, you’ll soon receive a critical document in your mail: the Annual Notice of Change (ANOC). Sent by your Medicare Part D plan provider each September, this ANOC letter details specific changes to your prescription drug coverage and costs that will take effect on…
For those with Medigap (Medicare Supplement) plans, you may be wondering what your options are for switching carriers or coverage over time as your healthcare needs change. Unlike Part D and Medicare Advantage that have an Annual Enrollment Period (Oct. 15-Dec. 7), Medigap beneficiaries can make changes to their plans at any time of year…
Medicare is confusing! Every now and then, it’s good to revisit the basics so you stay informed about your health care insurance. This Medicare glossary includes the most common Medicare terms that you should know as you research Medicare 1. Ancillary Services A supplemental or supportive healthcare service provided in addition to primary care, including:…
If you’re new to the world of Medicare, you probably have a lot of questions. It’s easy to feel overwhelmed by your options. United Medicare Advisors is here to give you the answers you need to inform your Medicare decisions. One question we get a lot concerns our client’s location: “Is Medicare state specific?” The…
The law that led to Medicare and Medicaid was signed by President Lyndon B. Johnson on July 30, 1965. At that time, the program included Part A (Hospital Insurance) and Part B (Medical Insurance). This is now known as “Original Medicare” or “Traditional Medicare”, and approximately 44 million people are part of the program today.…
When it comes to Medicare, Part D — prescription drug coverage — can be one of the most important but most confusing pieces of the puzzle. With tons of plans, varying costs, and differing coverage, it can be overwhelming to understand your options, let alone know which will work for your needs. That’s where this…
The Centers for Medicare and Medicaid (CMS) has released the changes to Medicare premiums, deductibles, and income adjustments for 2025. Medicare Part B Premiums and IRMAA for 2025 Medicare Part B is essential for medical coverage, and its standard monthly premium in 2025 is $185.00, a little over ten dollars more than the standard premium…
GLP-1 drugs like Wegovy, Ozempic, Trulicity, and more are generating a lot of buzz for their effectiveness in weight loss and diabetes management. We’ll break down what you need to know about Wegovy and Ozempic and how Part D fits into the picture. What are GLP-1 drugs like Wegovy and Ozempic? Wegovy, Ozempic, Mounjaro, and…
If you’re approaching Medicare eligibility, start here. This infographic can get you up to speed on everything you need to know before starting Medicare.
AI is shaping the future of countless industries — including Medicare. But what does that mean for you? Here’s what you should know about the current and future use of AI, the positives and negatives that come with it, and how you can safeguard your health in this new era.
