Medicare Plans Articles

Articles, guides and FAQs on Medicare plans, such as Medigap, Medicare Advantage and Prescription Drug Plans

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A Guide to Medicare Coverage for Diabetes

January 6, 2025

Today, the American Diabetes Association estimates that nearly 40 million people in the United States have diabetes. Specifically for older adults, around 30% of seniors (or about 16.5 million people) have diabetes, according to the Centers for Disease Control. The World Health Organization expects diabetes to be the seventh leading cause of death worldwide by…

How Does Medicare Part D Work?

December 12, 2024

Medicare Part D is designed to help you afford the prescription medications you need — and it can make a big difference in managing your healthcare costs. Understanding the rules, regulations, and coverage details of Part D can help you take advantage of your plan as much as possible.  Here’s what you need to know…

How to Search for and Choose a Medicare Part D Plan

December 4, 2024

When it comes to Medicare, Part D — prescription drug coverage — can be one of the most important but most confusing pieces of the puzzle. With tons of plans, varying costs, and differing coverage, it can be overwhelming to understand your options, let alone know which will work for your needs.  That’s where this…

What to Do if Your Medigap Premium Increases

September 24, 2024

Medigap, also known as Medicare Supplement Insurance, provides valuable coverage for out-of-pocket costs that Original Medicare doesn’t cover, such as deductibles, copayments, and coinsurance. While Medigap plans offer peace of mind and predictable coverage, it’s essential to be aware that you may see a Medigap premium increase over time. Why Did My Medigap Premium Increase?…

On A Budget? This Medicare Change Might Help You in 2025

June 4, 2024

Key takeaways Some of the most significant changes to Medicare Part D began in 2024, including drug price negotiations and the elimination of the 5% coinsurance during the catastrophic coverage phase. However, in 2025, the out-of-pocket maximum for prescription drug plans will be capped at $2,000 and the Centers for Medicare & Medicaid Services (CMS)…

Medicare Part D Changes: What’s New For 2024 and 2025

April 30, 2024

Key Takeaways Beginning in 2024, new Medicare Part D changes went into effect. The 5% coinsurance requirement for Part D beneficiaries in catastrophic coverage was removed; this essentially caps out-of-pocket spending at around $3,300 for 2024. In 2025, a new $2,000 out-of-pocket spending limit begins for Part D beneficiaries These changes may result in an…

Understanding High-Deductible Medicare Supplement Plan Options

December 14, 2023

Finding the right Medigap plan is a matter of comparison based on the benefits you need (and want), and what you can afford. In most cases, the main difference between plans of the same letter sold by different insurance companies is the cost. With an understanding of what’s available in your area and what is…

Understanding Medigap Policy Ratings and Costs

October 25, 2023

Discover how Medigap insurance plans are rated and priced, and learn how to choose the right coverage for your needs. Get insights into different rating criteria and factors that impact costs. Find the best Medigap policy for you with United Medicare Advisors.

A Simple Guide to 2024 Medicare Supplement Plans

October 25, 2023

Discover the available Medicare Supplement Insurance plans in 2024 and stay informed about the latest updates. Understand the differences between plan types and make an informed choice. Prepare for rising healthcare costs with comprehensive coverage.

What To Do if You Still Have Medicare Plan J

July 5, 2022

Medicare Supplement Plan J was once one of the most popular choices for beneficiaries seeking a high level of coverage. It was, in fact, the highest level of coverage you could get with a Medicare Supplement plan. Unfortunately, Medigap Plan J is no longer available. So, what happened? Why was Medigap Plan J removed? When…