Medicare Supplemental Dental Insurance

Medicare Supplemental Dental Insurance

Medicare alone does not cover dental care. Since oral health is vital to your overall well-being, you may want to consider buying supplemental dental insurance to help cover the costs.

Dental costs can get out of hand quickly. You don’t want to be stuck paying out-of-pocket, especially if you need a procedure like a root canal or tooth extraction. Let’s talk about how to get dental coverage with Medicare.

Dental with Medicare

If you have Original Medicare (Parts A and B), you likely already know about the gaps in coverage. While you’ll pay about 20% of your anticipated costs in copays, coinsurance, and deductibles, you’ll be left to pay 100% of your dental costs.

That’s why the Dental, Vision, and Hearing plan was created. This auxiliary plan provides coverage to three important areas for your health. Dental, Vision, and Hearing plans, also called “DVH plans”, are specially designed to work alongside your Original Medicare and Medicare Supplement coverage. It’s a great option for anyone looking to protect themselves from out-of-pocket dental costs.  

Dental with Medicare Advantage

If you have Medicare Advantage, there is a good chance you already have dental coverage. Medicare Advantage plans offer the same benefits as Original Medicare, but are topped off with extra coverage.

The kind of extra coverage you receive will vary between plans and carriers, but it’s very common to find a Medicare Advantage plan that offers dental, vision, and hearing coverage.

If your plan does not cover dental, vision, and hearing, you can still purchase a DVH plan to help cover those costs.

Find the plan for you

If you’re in the market for better Medicare coverage, United Medicare Advisors can help! In one simple phone call, our Licensed Insurance Agents take the time to learn about your unique needs to give you a personalized shopping experience, helping you navigate your options and feel confident in your coverage. Get started by calling us or visiting our Plan Comparison tool.

It's free and no obligation!

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